220 Bluff Oak Dr, Laredo, TX 78045 Property Records

Webb County property record for 220 Bluff Oak Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,735 sqft · built 2015
Lot Size	0.137 acres (6,001 sqft)
Owner	Individual Name on File
Tax Bill	$1,887 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-79006-300`

Property Details

APN / Parcel Number

Primary APN	`989-79006-300`
Alternative APN	`529401`

Interior

Stories	1 Story
Building Area	1,735 sqft Living Area

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,001 sqft (0.137 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	690 sqft

Location & Zoning

Account Number	529401
Street Address	220 BLUFF OAK DR
City	LAREDO
State	TX
Zip	78045-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 6, LOT 30, PHASE 13
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	13
Legal Block	6
Legal Lot Number	30
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2012
Census Tract	1727

Owner

Source: Webb County records · APN 989-79006-300

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	220 BLUFF OAK DR, LAREDO, TX 78045-6849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2016
Deed Sale	Mar 02, 2016
Deed Document Number	1258239
Deed Book / Page	3933 / 246
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	220 BLUFF OAK DR, LAREDO, TX 78045-6849
Transaction Type	Mortgage
Record Updated	Mar 01, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 BLUFF OAK DR, LAREDO, TX 78045-6849

Mortgage

Document Number	004887/839
Date	Oct 23, 2020
Book Page	4887/839
Instrument	1408108

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ATLANTA, GA 30388

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Mar 01, 2046

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$318,703 (+11.7%) Land $92,708 Building $225,995	$318,703 (+11.7%) Land $92,708 Building $225,995
2024	$1,887.00 (+16.55%)
2023		$285,328 Land $80,287 Building $205,041	$285,328 Land $80,287 Building $205,041
2022	$1,619.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of Texas
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 674 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Smartcom Telephone, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.