San Diego County property record for 221 Ave Descanso, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 827 sqft · built 1978 |
| Lot Size | 0.83 acres (3,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Apr 2017) |
| Tax Bill | $4,007 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2019 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-362-12-00 |
| Primary APN | 157-362-12-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 827 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 3,600 sqft (0.83 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 221 AVENIDA DESCANSO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 11 TR 008594 |
| Legal Subdivision | HERMOSA MANOR |
| Legal Tract | 008594 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18609 |
Source: San Diego County records · APN 157-362-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Sep 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC |
| Apr 24, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY |
| Apr 24, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY |
| Apr 24, 2017 | Grant Deed, Transfer · Conventional Mortgage DBA ALTERRA HOME LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Prior Sale | Dec 05, 2008 · Amount on Record |
| Deed Document Number | 2017182938 |
| Prior Transfer Date | Apr 11, 2017 |
| Prior Transfer Doc | 0000182936 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Document Number | 0000467656 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022-0467656 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 472 Months |
| Due | Apr 15, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000378942 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 2019-0378942 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALIFORNIA TITLE |
| Name | Verified Name |
|---|---|
| Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Document Number | 0000797578 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-0797578 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 24, 2017 |
| Property Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Document Number | 0000182936 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 182936 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 221 AVENIDA DESCANSO OCEANSIDE CA 920575205, OCEANSIDE, CA 92057-5205 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 24, 2017 |
| Property Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Document Number | 0000182937 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 182937 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 469 CAPRI CT MARCO ISLAND FL 341455064, MARCO ISLAND, FL 34145-5064 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 24, 2017 |
| Property Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Document Number | 0000182938 |
| Map Reference | MAP8594 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 2017-0182938 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATL TITLE CO SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205 |
| Document Number | 0000182939 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017-0182939 |
| Name | DBA ALTERRA HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $361,048 (+2%) Land $222,186 Building $138,862 | |
| 2025 | $4,007.00 (+5.17%) | $353,970 (+4.04%) Land $217,830 Building $136,140 |
| 2023 | $3,810.00 (+1.55%) | $340,226 Land $209,372 Building $130,854 |
| 2022 | $3,752.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 1,133 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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