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217 Ave Descanso, Oceanside, CA 92057 Property Records

San Diego County property record for 217 Ave Descanso, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 820 sqft · built 1978
Lot Size0.83 acres (3,600 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Jun 2020)
Tax Bill$4,574 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN157-362-14-00

Property Details

APN / Parcel Number

Primary APN157-362-14-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area820 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialGravel
Lot Area3,600 sqft (0.83 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address217 AVENIDA DESCANSO
CityOCEANSIDE
StateCA
Zip92057-5205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 9 TR 008594
Legal SubdivisionHERMOSA MANOR
Legal Tract008594
Legal Block2
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address217 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
PANORAMA MORTGAGE GROUP LLC
Jun 1, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
PANORAMA MORTGAGE GROUP LLC
Jun 1, 2020Grant Deed, Subdivision Related Transfer
LAWYERS TITLE
Feb 3, 2020Grant Deed, Transfer · Line of Credit
ANCHOR LNS
Feb 3, 2020Affidavit of Death, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2020 · Amount on Record
Deed SaleJun 1, 2020 · Amount on Record
Prior SaleFeb 3, 2020 · Amount on Record
Deed Document Number2020278206
Prior Transfer DateMay 27, 2020
Prior Transfer Doc0000278207
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address217 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205
Transaction TypeMortgage
Record UpdatedJun 15, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205

Mortgage

Document Number0000140164
DateFeb 23, 2021
Instrument2021-0140164
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeNon-Lending Institution
AddressLAS VEGAS, NV 89145
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 1, 2020
Property Address217 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205
Document Number0000278207
Map ReferenceMAP 8594
Instrument DateMay 27, 2020
Instrument2020-0278207
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 E BOBIER DR APT M12, M12, VISTA, CA 92084-3855

Mortgage

Document Number0000278208
DateJun 1, 2020
Instrument2020-0278208
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

June 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 1, 2020
Property Address217 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205
Document Number0000278206
Map ReferenceMAP 8594
Instrument DateMay 4, 2020
Instrument2020-0278206
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 21, 2022
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 3, 2020
Property Address217 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205
Document Number0000054052
Instrument DateJan 22, 2020
Instrument54052
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$299.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4019 S HEMPSTEAD CIR SAN DIEGO CA 921162013, SAN DIEGO, CA 92116-2013

Mortgage

Document Number54053
DateFeb 3, 2020
Instrument54053
Lender
NameANCHOR LNS
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateFeb 3, 2020
Property Address217 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5205
Document Number0000054739
Instrument DateJan 22, 2020
Instrument54739
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 AVENIDA DESCANSO OCEANSIDE CA 920575205, OCEANSIDE, CA 92057-5205

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$412,734 (+2%) Land $290,031 Building $122,703
2025$4,574.00 (+5.2%)$404,643 (+4.04%) Land $284,345 Building $120,298
2023$4,348.00 (+1.52%)$388,932 Land $273,304 Building $115,628
2022$4,283.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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