Harford County property record for 2209 Watervale Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,056 sqft · built 1964 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Mar 2018) |
| Tax Bill | $2,410 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-059693 |
| Primary APN | 03-059693 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Deck Area | 395 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 059693 |
|---|---|
| Street Address | 2209 WATERVALE RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 100X220 0.52 AC 2209 WATERVALE ROAD W OF FALLSTON |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 303300 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2209 WATERVALE RD, FALLSTON, MD 21047-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 30, 2018 | Deed, Transfer · FHA Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2018 · Amount on Record |
| Deed Sale | Mar 30, 2018 · Amount on Record |
| Deed Book / Page | 12757 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2209 WATERVALE RD, FALLSTON, MD 21047-1915 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | NEW CASTLE TITLE COMPANY, NEWCASTLE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0151200152 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 15120/152 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 30, 2018 |
| Property Address | 2209 WATERVALE RD, FALLSTON, MD 21047-1915 |
| Document Number | 0127570299 |
| Book / Page | 12757 / 0299 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NEWCASTLE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2209 WATERVALE RD, FALLSTON, MD 21047-1915 |
| Document Number | 0012757304 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 12757/304 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,410.00 (+5.38%) | $215,633 (+9.33%) | $223,900 (+5.86%) Land $103,500 Building $120,400 |
| 2025 | $2,287.00 (+7.32%) | ||
| 2023 | $197,233 | $211,500 Land $103,500 Building $108,000 | |
| 2022 | $2,131.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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