2201 Watervale Rd, Fallston, MD 21047 Property Records

Harford County property record for 2201 Watervale Rd, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,470 sqft · built 1977
Lot Size	0.826 acres (36,000 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Dec 2005)
Tax Bill	$4,024 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-106594`

Property Details

APN / Parcel Number

Primary APN	`03-106594`
Alternative APNs	`3106594` `106594`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,470 sqft Total Area
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	36,000 sqft (0.826 acres)
Lot Dimensions	240 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	106594
Street Address	2201 WATERVALE RD
City	FALLSTON
State	MD
Zip	21047-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 28 150/150X240 AV 2201 WATERVALE RD HIDDEN VALLEY PT 30/62
Legal Subdivision	HIDDEN VALLEY
Legal Lot Number	28
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2002
Census Tract	303300

Owner

Source: Harford County records · APN 03-106594

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2201 WATERVALE RD, FALLSTON, MD 21047-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2005 · Amount on Record
Deed Sale	Dec 28, 2005 · Amount on Record
Deed Document Number	20051432
Deed Book / Page	6488 / 21
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2201 WATERVALE RD, FALLSTON, MD 21047-1915
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170230358
Date	Mar 03, 2026
Book Page	17023/358

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 04, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2201 WATERVALE RD, FALLSTON, MD 21047-1915
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151440203
Date	Oct 29, 2021
Book Page	15144/203

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,000 (+12.4%)	$404,600 (+5.31%) Land $113,700 Building $290,900
2025	$4,024.00 (+10.16%) Homeowner's exemption
2023		$347,867	$384,200 Land $113,700 Building $270,500
2022	$3,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 18 locations within half a mile of this property.

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