2209 Summer Raye Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2209 Summer Raye Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,690 sqft Living Area
Lot Size	9,016 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$235,000 (2019)
Tax Bill	$3,734.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0745-0001-2490`
Alternative APNs	`222630518100012490` `263022074500012490` `127822`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,690 sqft Living Area
Gross Area	2,392 sqft Gross Area
1st Floor	1,690 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,016 sqft (0.207 acres)
Depth X Width	120 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	282 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2209 SUMMER RAYE CT
City	SAINT CLOUD
State	FL
Zip	34772-8588
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SWEETWATER CREEK UNIT 5 PB 13 PG 26 LOT 249
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	SWEETWATER CREEK UNIT 5
Legal Tract	745
Legal Block	2490
Legal Lot Number	249
Legal Unit	5P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 22-26-30-0745-0001-2490

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2209 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8588
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	Nov 05, 2002 · Amount on Record
Deed Doc Number	201951873
Deed Book / Page	5512 / 1036
Prior Transfer Date	Apr 06, 2011
Prior Transfer Doc	0041160622
Record Refreshed	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 24, 2019
Property Address	2209 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8588
Document Number	0055121036
Book / Page	5512 / 1036
Map Reference	MB 13 PG 26
Instrument Date	Apr 23, 2019
Instrument	2019051873
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13621 DANIELS LANDING CIR, 13621, WINTER GARDEN, FL 34787-4382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8588

Mortgage

Document Number	2019051874
Date	Apr 24, 2019
Instrument	2019051874

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,934.00 (+5.36%) Homeowner's exemption	$266,619 (+3.09%)	$310,000 (+1.11%) Land $70,000 Building $240,000
2024	$3,734.00 (+5.93%)
2023	$3,525.00 (+10.09%) Homeowner's exemption	$258,615 (+11.5%)	$306,600 (+18.2%) Land $60,000 Building $246,600
2022	$3,202.00 Homeowner's exemption	$231,948	$259,400 Land $55,000 Building $204,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.