2207 Summer Raye Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2207 Summer Raye Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,720 sqft · built 2002
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Oct 2017)
Tax Bill$2,736 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127821

Property Details

APN / Parcel Number

Primary APN127821
Alternative APNs
  • 222630074500012480
  • 222630518100012480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,720 sqft Heated Area
Gross Area2,428 sqft
1st Floor Area1,720 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area267 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number127821
Old Parcel Number222630518100012480
Street Address2207 SUMMER RAYE CT
CitySAINT CLOUD
StateFL
Zip34772-8588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWEETWATER CREEK UNIT 5 PB 13 PG 26 LOT 248
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionSWEETWATER CREEK
Legal Tract745
Legal Block1
Legal Lot Number248
Legal Unit5P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43207

Owner

Source: Osceola County records · APN 127821

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2207 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8588
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2017 · Amount on Record
Deed SaleOct 04, 2017 · Amount on Record
Prior SaleOct 12, 2015 · Amount on Record
Deed Document Number2017141636
Deed Book / Page5218 / 0473
Record UpdatedJun 08, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 04, 2017
Property Address2207 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8588
Document Number0052180473
Book / Page5218 / 0473
Map ReferenceMB13 PG26
Instrument DateSep 27, 2017
Instrument2017141636
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3779 MOON DANCER PL, 3779, SAINT CLOUD, FL 34772-8245

Transferred To (Grantee/Buyer)

NameVerified Name
Address2207 SUMMER RAYE CT, SAINT CLOUD, FL 34772-8588

Mortgage

Document Number0052180475
DateOct 04, 2017
Instrument5218/0475
Lender
NameSOUTHWEST AIRLINES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,736.00 (+6.58%) Homeowner's exemption$195,749 (+5.99%)$306,700 (+1.12%) Land $70,000 Building $236,700
2023$2,567.00 (+3.84%) Homeowner's exemption$184,693 (+3%)$303,300 (+18.2%) Land $60,000 Building $243,300
2022$2,472.00 Homeowner's exemption$179,314$256,600 Land $55,000 Building $201,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Lumen TechnologiesDSL140 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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