2209 Stuart St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2209 Stuart St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,416 sqft · built 1900
Lot Size0.224 acres (9,790 sqft)
OwnerCompany Name on Record
Last Sale$342,500 (Aug 2023)
Tax Bill$296 (2025)
Deeds & MortgagesApr 2023 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN128P D 024

Property Details

APN / Parcel Number

Primary APN128P D 024
Alternative APN
  • 0000054058

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,416 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1962
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,790 sqft (0.224 acres)
Lot Dimensions195 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000054058
Old Parcel Number128P D024
Street Address2209 STUART ST
CityCHATTANOOGA
StateTN
Zip37406-3926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM1
Legal DescriptionLT 13 BLK 2 SHEPHARDS PB 3 PG 22
Legal SubdivisionSHEPHARDS
Legal Block2
Legal Lot Number13
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1004
Census Tract12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2209 STUART ST, CHATTANOOGA, TN 37406-3926
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Deed of Trust, Mortgage · Non-Conforming Investor Loan
CHATTANOOGA COMMUNITY HOUSING DEVELOPMEN
Aug 10, 2023Special Warranty Deed, Transfer · Commercial Mortgage
LOAN FUNDER LLC SERIES 55744
Oct 19, 2017Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Oct 19, 2017Quit Claim Deed, Transfer
PIONEER TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2023 · Amount on Record
Deed SaleAug 10, 2023 · Amount on Record
Prior SaleOct 19, 2017 · Amount on Record
Deed Document Number2023081000050
Deed Book / Page13369 / 1
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2209 STUART ST, CHATTANOOGA, TN 37406-3926
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 STUART ST, CHATTANOOGA, TN 37406-3926

Mortgage

Document Number0000000186
DateApr 4, 2023
Book Page13254/885
Instrument2023040400186
Lender
NameCHATTANOOGA COMMUNITY HOUSING DEVELOPMEN
TypeNon-Lending Institution
AddressCHATTANOOGA, TN 37402
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateAug 10, 2023
Property Address2209 STUART ST, CHATTANOOGA, TN 37406-3926
Document Number0000000050
Book / Page13369 / 1
Map ReferenceMB 3 PG 22
Instrument DateJul 11, 2023
Instrument2023081000050
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyALAMO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,267.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 OAKS STREET, CHATTANOOGA, TN 37404
InvestorPossibly a Property Investor

Mortgage

Document Number0000000051
DateAug 10, 2023
Instrument2023081000051
Lender
NameLOAN FUNDER LLC SERIES 55744
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueJul 7, 2024

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 19, 2017
Property Address2209 STUART ST, CHATTANOOGA, TN 37406-3926
Document Number0000000143
Book / Page11183 / 086
Map ReferenceMB3 PG22
Instrument DateOct 16, 2017
Instrument2017101900143
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 STUART ST, CHATTANOOGA, TN 37406-3926

Mortgage

Document Number0000000144
DateOct 19, 2017
Instrument2017101900144
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateOct 19, 2017
Property Address2209 STUART ST, CHATTANOOGA, TN 37406-3926
Document Number0000000142
Book / Page011183 / 000084
Instrument DateOct 16, 2017
Instrument142
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyPIONEER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 STUART ST CHATTANOOGA TN 374063926, CHATTANOOGA, TN 37406-3926

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$296.00 (-15.19%)$19,550 (+25.12%)$78,200 (+25.12%) Land $25,000 Building $53,200
2024$349.00$15,625 (-)$62,500 (-) Land $7,500 Building $55,000
2023$349.00$15,625 (-)$62,500 (-) Land $7,500 Building $55,000
2022$349.00$15,625$62,500 Land $7,500 Building $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1984–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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