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2107 Stuart St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2107 Stuart St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,248 sqft · built 2005
Lot Size0.163 acres (7,125 sqft)
OwnerCompany Name on Record
Last Sale$185,000 (Aug 2025)
Tax Bill$624 (2025)
Deeds & MortgagesMar 2026 Mortgage
Aug 2025 Sale & Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN128P C 012

Property Details

APN / Parcel Number

Primary APN128P C 012
Alternative APN
  • 0000054021

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,125 sqft (0.163 acres)
Lot Dimensions150 ft deep x 47.5 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000054021
Street Address2107 STUART ST
CityCHATTANOOGA
StateTN
Zip37406-1858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPT LTS 6-8 BLK 6 TOWN OF BOYCE PB 0-2 PG528
Legal SubdivisionBOYCE TOWN OF
Legal Block6
Legal Lot Number6-8
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1006
Census Tract12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4915 SHOREWOOD DR, CHATTANOOGA, TN 37416-3121
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Commercial Mortgage
KIAVI FUNDING INC
Aug 19, 2025Warranty Deed, Transfer · Construction Mortgage
KIAVI FUNDING INC
Jul 31, 2025Warranty Deed, Transfer
ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC
May 24, 2022Quit Claim Deed, Transfer · Line of Credit
BANCORPSOUTH BANK
Jul 27, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2025 · Amount on Record
Deed SaleAug 19, 2025 · Amount on Record
Prior SaleJul 31, 2025 · Amount on Record
Deed Document Number2025134
Deed Book / Page14017 / 581
Prior Transfer DateMay 1, 2013
Prior Transfer Doc0000000215
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2107 STUART ST, CHATTANOOGA, TN 37406-1858
Transaction TypeMortgage
Record UpdatedMar 19, 2026
Title CompanyENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4915 SHOREWOOD DR, CHATTANOOGA, TN 37416-3121
InvestorPossibly a Property Investor

Mortgage

Document Number0000000247
DateMar 10, 2026
Book Page14222/809
Instrument2026031000247
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 19, 2025
Property Address2107 STUART ST, CHATTANOOGA, TN 37406-1858
Document Number0000000134
Book / Page14017 / 581
Map ReferenceVOL 2 PG 528
Instrument DateJul 24, 2025
Instrument2025081900134
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyENSIGN TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$684.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4915 SHOREWOOD DR, CHATTANOOGA, TN 37416-3121
InvestorPossibly a Property Investor

Mortgage

Document Number0000000135
DateAug 19, 2025
Book Page14017/584
Instrument2025081900135
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 31, 2025
Property Address2107 STUART ST, CHATTANOOGA, TN 37406-1858
Document Number0000000199
Book / Page14000 / 161
Map ReferenceVOL 2 PG 528
Instrument DateJul 23, 2025
Instrument2025073100199
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$518.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 STUART ST, CHATTANOOGA, TN 37406-1858

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 24, 2022
Property Address2107 STUART ST, CHATTANOOGA, TN 37406-1858
Document Number0000000089
Book / Page12968 / 960
Map ReferenceMB 3 PG 13
Instrument DateMay 16, 2022
Instrument2022052400089
Transaction TypeTransfer
Record UpdatedJun 2, 2022
Title CompanyRP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 DRIFTSTONE CIR, ARDEN, NC 28704-9140

Mortgage

Document Number0129680963
DateMay 24, 2022
Instrument12968-0963
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 27, 2017
Property Address2107 STUART ST, CHATTANOOGA, TN 37406-1858
Document Number0000000086
Book / Page11112 / 527
Map ReferenceMB O VOL2 PG528
Instrument DateJul 25, 2017
Instrument2017072700086
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyRUDY TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$286.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 STUART ST, CHATTANOOGA, TN 37406-1858

Mortgage

Document Number0000000087
DateJul 27, 2017
Instrument2017072700087
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$624.00 (+15.56%)$41,225 (+70.53%)$164,900 (+70.53%) Land $25,000 Building $139,900
2024$540.00$24,175 (-)$96,700 (-) Land $7,500 Building $89,200
2023$540.00$24,175 (-)$96,700 (-) Land $7,500 Building $89,200
2022$540.00$24,175$96,700 Land $7,500 Building $89,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1984–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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