2209 N Ponca Dr, Independence, MO 64058 Property Records

Jackson County property record for 2209 N Ponca Dr, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,134 sqft · built 1987
Lot Size	0.29 acres (12,625 sqft)
Owner	2 Individual Names on File
Last Sale	$185,600 (Oct 2020)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-840-04-18`

Property Details

APN / Parcel Number

Primary APN	`10-840-04-18`
Alternative APNs	`10-840-04-18-00-0-00-000` `10840041800000001` `715794`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,134 sqft Living Area
1st Floor Area	765 sqft
Basement Area	1,465 sqft
Finished Basement	574 sqft
Unfinished Basement	891 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,625 sqft (0.29 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	225 sqft
Patio Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	715794
Street Address	2209 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64058-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOT 513
Legal Subdivision	SALEM EAST
Legal Block	3
Legal Lot Number	513
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3002
Census Tract	15100

Owner

2209 N Ponca Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2209 N PONCA DR, INDEPENDENCE, MO 64058-1283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Warranty Deed, Transfer · FHA Mortgage COMMERCE BK
May 30, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2020 · Amount on File
Deed Sale	Oct 12, 2020 · Amount on File
Deed Document Number	2020E94402
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 12, 2020
Property Address	2209 N PONCA DR, INDEPENDENCE, MO 64058-1283
Document Number	0000E94402
Instrument Date	Sep 25, 2020
Instrument	94402E
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2209 N PONCA DR INDEPENDENCE MO 640581283, INDEPENDENCE, MO 64058-1283

Mortgage

Document Number	E94403
Date	Oct 12, 2020
Instrument	94403E

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2209 N PONCA DR, INDEPENDENCE, MO 64058-1283
Document Number	0000E46077
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2209 N PONCA DR INDEPENDENCE MO 640581283, INDEPENDENCE, MO 64058-1283

Mortgage

Document Number	0000E46077
Date	Jun 4, 2020
Instrument	46077E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2209 N Ponca Dr was $4,247, up 15.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,247 (-) Land $6,766 Building $40,481	$248,670 (-)
2025	$4,247.00 (+15.6%)	$47,247 Land $6,766 Building $40,481	$248,670
2024	$3,674.00 (+0.88%)
2023	$3,642.00	$41,086 Land $3,177 Building $37,909	$216,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2209 N Ponca Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 N Ponca Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Wisper ISP.

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