2208 N Ponca Dr, Independence, MO 64058 Property Records

Jackson County property record for 2208 N Ponca Dr, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1987
Lot Size	0.38 acres (16,544 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Dec 2003)
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-840-04-14`

Property Details

APN / Parcel Number

Primary APN	`10-840-04-14`
Alternative APNs	`10-840-04-14-00-0-00-000` `10840041400000001` `715790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	835 sqft
Basement Area	1,485 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,544 sqft (0.38 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	715790
Street Address	2208 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64058-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOT 509
Legal Subdivision	SALEM EAST
Legal Block	3
Legal Lot Number	509
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3002
Census Tract	15100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2208 N PONCA DR, INDEPENDENCE, MO 64058-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 11, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2003 · Amount on File
Deed Sale	Dec 19, 2003 · Amount on File
Deed Document Number	2003148938
Last Transfer Date	Feb 8, 2022
Transfer Doc	00E0014106
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2208 N PONCA DR, INDEPENDENCE, MO 64058-1282
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0092919
Date	Dec 16, 2025
Instrument	2025E0092919

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2208 N PONCA DR, INDEPENDENCE, MO 64058-1282
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0020101
Date	Feb 24, 2021
Instrument	2021E0020101

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

February 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 11, 2022
Property Address	2208 N PONCA DR, INDEPENDENCE, MO 64058-1282
Document Number	00E0014106
Instrument Date	Feb 8, 2022
Instrument	2022E0014106
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2208 N PONCA DR, INDEPENDENCE, MO 64058-1282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,237 (-) Land $7,406 Building $30,831	$201,250 (-)
2025	$2,975.00 (+0.03%)	$38,237 (+15%) Land $7,406 Building $30,831	$201,250 (+15%)
2024	$2,974.00 (+0.92%)
2023	$2,947.00 (-1.31%)	$33,250 (+4.17%) Land $6,053 Building $27,197	$175,000 (+4.17%)
2022	$2,986.00	$31,920 Land $3,388 Building $28,532
2021			$168,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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