2209 Garden Ln, Frederick, MD 21701 Property Records

Frederick County property record for 2209 Garden Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,820 sqft · built 1999
Lot Size	0.059 acres (2,572 sqft)
Owner	Individual Name on File
Last Sale	$526,225 (Jul 2025)
Tax Bill	$5,171 (2025)
Deeds & Mortgages	Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-223473`

Property Details

APN / Parcel Number

Primary APN	`02-223473`
Alternative APNs	`2223473` `223473`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,820 sqft Living Area
1st Floor Area	962 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,572 sqft (0.059 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	223473
Street Address	2209 GARDEN LN
City	FREDERICK
State	MD
Zip	21701-3238
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 35 SEC 3 BLK S PLAT 13-2,572 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL SEC 03
Legal Block	S
Legal Lot Number	35
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4021
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2209 Garden Ln, a townhouse, is owned and occupied by an individual who bought it in July 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2209 GARDEN LN, FREDERICK, MD 21701-3238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Nov 1, 1999 · Amount on File
Deed Book / Page	17434 / 205
Prior Transfer Date	Jan 17, 2024
Prior Transfer Doc	0167400080
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 23, 2024
Property Address	2209 GARDEN LN, FREDERICK, MD 21701-3238
Document Number	0167400080
Book / Page	16740 / 80
Map Reference	MB 65 PL 68
Instrument Date	Jan 17, 2024
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2209 GARDEN LN, FREDERICK, MD 21701-3238

Tax Assessment & Valuation

The 2025 property tax bill for 2209 Garden Ln was $5,171, down 14.5% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,100 (+11.78%)	$513,500 (+35.35%) Land $130,000 Building $383,500
2025	$5,171.00 (-14.54%)	$379,400 Land $90,000 Building $289,400	$379,400 Land $90,000 Building $289,400
2024	$6,051.00 (+7.19%)
2023	$5,645.00 Homeowner's exemption	$322,200	$379,400 Land $90,000 Building $289,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2209 Garden Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 Garden Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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