2207 Garden Ln, Frederick, MD 21701 Property Records

Frederick County property record for 2207 Garden Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,897 sqft · built 1999
Lot Size	0.059 acres (2,572 sqft)
Owner	Individual Name on Record
Last Sale	$386,000 (Sep 2021)
Tax Bill	$7,146 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-223465`

Property Details

APN / Parcel Number

Primary APN	`02-223465`
Alternative APNs	`2223465` `223465`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,897 sqft Living Area
1st Floor Area	989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,572 sqft (0.059 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	223465
Street Address	2207 GARDEN LN
City	FREDERICK
State	MD
Zip	21701-3238
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 34 SEC 3 BLK S PLAT 13-2,572 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Block	S
Legal Lot Number	34
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4021
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2207 GARDEN LN, FREDERICK, MD 21701-3238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage ROBIN WASSERMAN
Sep 16, 2021	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 4, 2021	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Book / Page	15290 / 352
Prior Transfer Date	Mar 24, 2006
Prior Transfer Doc	0059840352
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2207 GARDEN LN, FREDERICK, MD 21701-3238
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165440423
Date	Aug 3, 2023
Book Page	16544/423

Lender

Name	ROBIN WASSERMAN
Type	Private Party
Address	6818 TILDEN LN, ROCKVILLE, MD 20852

Agreement

Amount	Amount Recorded

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 16, 2021
Property Address	2207 GARDEN LN, FREDERICK, MD 21701-3238
Document Number	0152900352
Book / Page	15290 / 352
Map Reference	MB 65 PL 68
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2207 GARDEN LN, FREDERICK, MD 21701-3238

Mortgage

Document Number	15290357
Date	Sep 16, 2021
Instrument	15290/357

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2021: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	FREDERICK MD
Recording Date	Jun 4, 2021
Property Address	2207 GARDEN LN, FREDERICK, MD 21701-3238
Document Number	0149580155
Book / Page	14958 / 155
Map Reference	MB 65 PL 68
Instrument Date	Mar 31, 2021
Transaction Type	Foreclosure
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1A1, 1A1, OKLAHOMA CITY, OK 73107-2448

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,300 (+5.07%)	$445,500 (+15.21%) Land $130,000 Building $315,500
2025	$7,146.00 (+8.19%)	$386,700 (+19.17%) Land $90,000 Building $296,700	$386,700 (-) Land $90,000 Building $296,700
2024	$6,605.00 (+11.55%)
2023	$5,921.00	$324,500	$386,700 Land $90,000 Building $296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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