Brunswick County property record for 2204 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,504 sqft · built 2023 |
| Lot Size | 0.17 acres (7,455 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,000 (May 1990) |
| Tax Bill | $4,931 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 235OC030 |
| Primary APN | 235OC030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,504 sqft Heated Area |
| Gross Area | 3,760 sqft |
| 1st Floor Area | 1,296 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 7,455 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80140122 |
|---|---|
| Street Address | 2204 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-6137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-2 B-37 S-3 LB PLAT 1/96-99 |
| Legal Subdivision | OAK ISLAND |
| Legal Block | 37 |
| Legal Lot Number | 2 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 20314 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3437 N RANDOLPH ST, ARLINGTON, VA 22207-4439 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Dec 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Apr 26, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1990 · Amount on Record |
| Deed Sale | May 1, 1990 · Amount on Record |
| Deed Book / Page | 807 / 587 |
| Last Transfer Date | Apr 5, 2023 |
| Transfer Doc | 0050040925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2204 E BEACH DR, OAK ISLAND, NC 28465-6137 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3437 N RANDOLPH ST, ARLINGTON, VA 22207-4439 |
| Document Number | 0055051115 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 5505/1115 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2204 E BEACH DR, OAK ISLAND, NC 28465-6137 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3437 N RANDOLPH ST, ARLINGTON, VA 22207-4439 |
| Document Number | 0051130692 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 5113/692 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.1% |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 26, 2023 |
| Property Address | 2204 E BEACH DR, OAK ISLAND, NC 28465-6137 |
| Document Number | 0050040925 |
| Book / Page | 5004 / 925 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Apr 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8020 E DEL TESORO DR, SCOTTSDALE, AZ 85258-1726 |
| Name | Verified Name |
|---|---|
| Address | 8020 E DEL TESORO DR, SCOTTSDALE, AZ 85258-1726 |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,931.00 (-7.5%) | $1,290,950 (+124.41%) Land $445,000 Building $845,950 | $1,290,950 (+124.41%) Land $445,000 Building $845,950 |
| 2024 | $5,331.00 | ||
| 2023 | $575,260 Land $445,000 Building $130,260 | $575,260 Land $445,000 Building $130,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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