2209 E 23rd St, Sterling, IL 61081 Property Records

Whiteside County property record for 2209 E 23rd St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,074 sqft · built 2016
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Aug 2022)
Tax Bill	$7,318 (2025)
Deeds & Mortgages	Mar 2021 Refinance Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1115428016`

Property Details

APN / Parcel Number

Primary APN	`1115428016`
Alternative APN	`112639`

Interior

Bedrooms	4 Beds
Building Area	2,074 sqft Building Perimeter

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	112639
Street Address	2209 E 23RD ST
City	STERLING
State	IL
Zip	61081-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(50 X 150) PT SE SEC 15 TWP 21 RNG 7 24305X
Legal Range	07E
Legal Township	21N
Legal Section	15
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1004
Census Tract	1300

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2209 E 23RD ST, STERLING, IL 61081-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY STATE BANK OF ROCK FALLS
Aug 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SAUK VALLEY BANK
Aug 17, 2022	Warranty Deed, Transfer
Apr 10, 2019	Warranty Deed, Transfer COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	20225006
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2209 E 23RD ST, STERLING, IL 61081-1643
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001672
Date	Mar 9, 2021
Instrument	2021-01672

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 17, 2022
Property Address	2209 E 23RD ST, STERLING, IL 61081-1643
Document Number	0000005006
Instrument Date	Aug 12, 2022
Instrument	2022-05006
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E 23RD ST, STERLING, IL 61081-1643

Mortgage

Document Number	0000005007
Date	Aug 17, 2022
Instrument	2022-05007

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 17, 2022
Property Address	2209 E 23RD ST, STERLING, IL 61081-1643
Document Number	0000005005
Instrument Date	Jul 12, 2022
Instrument	2022-05005
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, CT 06810-7301

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 10, 2019
Property Address	2209 E 23RD ST, STERLING, IL 61081-1643
Document Number	0000001760
Instrument Date	Apr 5, 2019
Instrument	1760
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 E 23RD ST STERLING IL 610811643, STERLING, IL 61081-1643

Mortgage

Document Number	1761
Date	Apr 10, 2019
Instrument	1761

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,318.00	$78,057 Land $3,895 Building $74,162
2024			$234,171 Land $11,685 Building $222,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000

May also be available: Rise Broadband, T-Mobile, Verizon.

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