1905 E 23rd St, Sterling, IL 61081 Property Records

Whiteside County property record for 1905 E 23rd St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,377 sqft · built 1985
Lot Size	0.394 acres (17,188 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Mar 2026)
Tax Bill	$5,797 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1115402032`

Property Details

APN / Parcel Number

Primary APN	`1115402032`
Alternative APNs	`112408` `123873`

Interior

Bedrooms	3 Beds
Building Area	1,377 sqft Building Perimeter
Basement Area	1,377 sqft
Unfinished Basement	1,377 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	17,188 sqft (0.394 acres)
Lot Dimensions	137 ft deep x 125 ft wide
Garage Area	648 sqft

Location & Zoning

Account Number	123873
Street Address	1905 E 23RD ST
City	STERLING
State	IL
Zip	61081-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COACHLIGHT MANOR #2 LOTS 45 & 46 740545
Legal Subdivision	COACHLIGHT MANOR
Legal Lot Number	45-46
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1006
Census Tract	1300

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1905 E 23RD ST, STERLING, IL 61081-1633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	2026978
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 2, 2026
Property Address	1905 E 23RD ST, STERLING, IL 61081-1633
Document Number	0000000978
Instrument Date	Feb 27, 2026
Instrument	2026-00978
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E 23RD ST, STERLING, IL 61081-1633

Mortgage

Document Number	0000000979
Date	Mar 2, 2026
Instrument	2026-00979

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,754 Land $11,693 Building $59,061
2024	$5,797.00		$212,262 Land $35,079 Building $177,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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