Bay County property record for 2209 E 16th Ct, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 924 sqft · built 1985 |
| Lot Size | 0.36 acres (15,725 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $23,600 (Nov 1999) |
| Tax Bill | $1,172 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14742-010-000 |
| Primary APN | 14742-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 924 sqft Heated Area |
| Gross Area | 1,104 sqft |
| 1st Floor Area | 1,596 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,725 sqft (0.36 acres) |
| Lot Dimensions | 105 ft deep x 150 ft wide |
| Driveway | Driveway |
| Driveway Area | 315 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Patio Area | 64 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2209 E 16TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34 3S 14W -120.1- 104D ST AND BAY DEV CO PLAT COM AT NW COR OF LOT 108 TH S |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 34 |
| Legal Lot Number | 108 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1200 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1003 E 24TH ST, LYNN HAVEN, FL 32444-5319 |
| Last Sale | Nov 15, 1999 · Amount on Record |
|---|---|
| Deed Sale | Nov 15, 1999 · Amount on Record |
| Deed Document Number | 0001911319 |
| Deed Book / Page | 1911 / 319 |
| Last Transfer Date | Nov 18, 1999 |
| Transfer Doc | 0019110319 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,172.00 (+20.7%) | $100,499 (+23.89%) Land $52,200 Building $48,299 | $100,499 (+23.89%) Land $52,200 Building $48,299 |
| 2023 | $971.00 (+201.55%) | $81,121 (+190.48%) Land $38,367 Building $42,754 | $81,121 (+190.48%) Land $38,367 Building $42,754 |
| 2022 | $322.00 | $27,927 Land $27,927 | $27,927 Land $27,927 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures