Bay County property record for 2204 E 16th Ct, Panama City, FL 32405
| Property Type | Commercial Office |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 1956 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $60,500 (Dec 2013) |
| Tax Bill | $748 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 14752-000-000 |
| Primary APN | 14752-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Total Area |
| 1st Floor Area | 1,398 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 80 ft deep x 140 ft wide |
| Garage Type | Detached |
| Driveway | Driveway |
| Driveway Area | 888 sqft |
| Porch | Porch |
| Porch Area | 64 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2204 E 16TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6003 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | 34 3S 14W -128- MAP 104D ST AND BAY DEV CO PLAT COM 90' N & 660' W & 10' S OF |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 34 |
| Legal Subdivision | ST AND BAY DEV CO |
| Legal Lot Number | 108 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1200 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 241 HUGH THOMAS DR, PANAMA CITY, FL 32404-8551 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2013 · Amount on Record |
| Deed Sale | Dec 12, 2013 · Amount on Record |
| Prior Sale | May 3, 2005 · Amount on Record |
| Deed Document Number | 2013073177 |
| Deed Book / Page | 3570 / 2171 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $748.00 (-15.48%) | $62,174 (+%) Land $36,155 Building $26,019 | $62,174 (+%) Land $36,155 Building $26,019 |
| 2023 | $885.00 (+14.79%) | $62,173 (+13.16%) Land $36,154 Building $26,019 | $62,173 (+13.16%) Land $36,154 Building $26,019 |
| 2022 | $771.00 | $54,942 Land $28,923 Building $26,019 | $54,942 Land $28,923 Building $26,019 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 35.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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