Carroll County property record for 2209 Cherokee Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,054 sqft · built 1979 |
| Lot Size | 1.01 acres (44,388 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Sep 2023) |
| Tax Bill | $4,651 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-019936 |
| Primary APN | 09-019936 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,054 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 44,388 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 1,320 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Patio Area | 840 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 019936 |
|---|---|
| Street Address | 2209 CHEROKEE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 36 - 1.0194 ACS 2209 CHEROKEE DR 18-45 SUN VALLEY PLT D |
| Legal Subdivision | SUN VLY D |
| Legal Lot Number | 36 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 509001 |
2209 Cherokee Dr is owned and occupied by two individuals who bought it in September 2023.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2209 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 2, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | Aug 7, 2012 · Amount on File |
| Deed Book / Page | 11111 / 268 |
| Transfer Doc | 0000000683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 12, 2023 |
| Property Address | 2209 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Document Number | 0111110268 |
| Book / Page | 11111 / 268 |
| Map Reference | MB 18 PL 45 |
| Instrument Date | Aug 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2209 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Document Number | 0111110274 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 11111-0274 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2209 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2209 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Document Number | 0108070257 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 10807/257 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2209 CHEROKEE DR, WESTMINSTER, MD 21157-7802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093640211 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 9364/0211 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2209 Cherokee Dr was $4,651 with a homeowner's exemption, up 5.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,651.00 (+5.44%) Homeowner's exemption | $458,567 | $503,700 Land $200,100 Building $303,600 |
| 2025 | $4,411.00 Homeowner's exemption | ||
| 2023 | $4,064.00 Homeowner's exemption | $359,667 | $368,300 Land $180,100 Building $188,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2209 Cherokee Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2209 Cherokee Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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