2203 Cherokee Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2203 Cherokee Dr, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,824 sqft · built 1984
Lot Size1.05 acres (46,043 sqft)
OwnerIndividual Name on Record
Last Sale$189,450 (Apr 1996)
Tax Bill$5,257 (2026)
Deeds & MortgagesNov 2022 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-019944

Property Details

APN / Parcel Number

Primary APN09-019944
Alternative APNs
  • 9019944
  • 019944

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,824 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area46,043 sqft (1.05 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
Deck Area396 sqft
Patio Area1,280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number019944
Street Address2203 CHEROKEE DR
CityWESTMINSTER
StateMD
Zip21157-7802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 37 - 1.0573 ACS 2203 CHEROKEE DR 18-45 SUN VALLEY PLT. D
Legal SubdivisionSUN VALLEY
Legal Lot Number37
JurisdictionCARROLL MD
Township / Civil Division9, FRANKLIN
Census Block Group2
Census Block2026
Census Tract509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2203 CHEROKEE DR, WESTMINSTER, MD 21157-7802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 1996 · Amount on Record
Deed SaleApr 1, 1996 · Amount on Record
Prior SaleDec 22, 1983 · Amount on Record
Deed Document Number1996953416
Deed Book / Page1782 / 404
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2203 CHEROKEE DR, WESTMINSTER, MD 21157-7802
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2203 CHEROKEE DR, WESTMINSTER, MD 21157-7802

Mortgage

Document Number0109370238
DateNov 29, 2022
Book Page10937/238
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueDec 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2203 CHEROKEE DR, WESTMINSTER, MD 21157-7802
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104670038
DateSep 24, 2021
Book Page10467/38
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term116 Months
DueMay 1, 2031

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,257.00 (+5.22%) Homeowner's exemption$489,133 (+20.53%)$524,500 (+25.36%) Land $200,500 Building $324,000
2025$4,996.00 (+8.96%) Homeowner's exemption
2023$4,585.00 Homeowner's exemption$405,833$418,400 Land $180,500 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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