22089 Seashore Cir, Estero, FL 33928 Property Records

Lee County property record for 22089 Seashore Cir, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,813 sqft · built 1996
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on Record
Last Sale$184,700 (Aug 1996)
Tax Bill$2,960 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-47-25-E1-08000.0920

Property Details

APN / Parcel Number

Primary APN04-47-25-E1-08000.0920
Alternative APNs
  • 250447E1080000920
  • 04472508000000920
  • 10277127

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,813 sqft Living Area
Gross Area3,757 sqft
1st Floor Area2,013 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area8,999 sqft (0.207 acres)
Garage TypeAttached
Garage Area741 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area203 sqft
Patio Area408 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10277127
Street Address22089 SEASHORE CIR
CityESTERO
StateFL
Zip33928-4307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionTR MN FOUNTAIN LAKES S/D PB 52 PGS 94-100 LOT 92
Legal Range25E
Legal Township47S
Legal Section04
Legal SubdivisionFOUNTAIN LAKES S/D
Legal TractE1
Legal Block3
Legal Lot Number92
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group3
Census Block3001
Census Tract50320

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22089 SEASHORE CIR, ESTERO, FL 33928-4307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 1996 · Amount on Record
Deed SaleAug 20, 1996 · Amount on Record
Deed Book / Page2737 / 590
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address22089 SEASHORE CIR, ESTERO, FL 33928-4307
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084795
DateApr 11, 2018
Instrument2018000084795
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 2, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,903 (+2.7%)$453,901 (-3.4%) Land $75,098 Building $378,803
2025$2,960.00 (+7.79%) Homeowner's exemption$239,438 (+5.99%)$469,896 (-4.02%) Land $82,365 Building $387,531
2023$2,746.00 (-1.72%) Homeowner's exemption$225,913 (+3%)$489,572 (+22.07%) Land $181,076 Building $308,496
2022$2,794.00 Homeowner's exemption$219,333$401,067 Land $190,540 Building $210,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims2 (2015–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONITA SPRINGS UTILITIES
serves 76,033 people · EPA ID FL5360025
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Seashore Cir

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