22081 Seashore Cir, Estero, FL 33928 Property Records

Lee County property record for 22081 Seashore Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,811 sqft · built 1996
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2019)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-47-25-E1-08000.0900`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E1-08000.0900`
Alternative APNs	`250447E1080000900` `04472508000000900` `10277125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,811 sqft Living Area
Gross Area	3,731 sqft
1st Floor Area	2,011 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	9,235 sqft (0.212 acres)
Garage Type	Attached
Garage Area	745 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	175 sqft
Patio Area	400 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10277125
Street Address	22081 SEASHORE CIR
City	ESTERO
State	FL
Zip	33928-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	TR MN FOUNTAIN LAKES S/D PB 52 PGS 94-100 LOT 90
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	FOUNTAIN LAKES S/D
Legal Tract	MN
Legal Block	3
Legal Lot Number	90
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3001
Census Tract	50320

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22081 SEASHORE CIR, ESTERO, FL 33928-4307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 9, 2019	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
May 16, 2019	Correction Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
May 2, 2019	Deed of Trust, Mortgage · Conventional with PMI ANGEL OAK MTG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	2019112003
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22081 SEASHORE CIR, ESTERO, FL 33928-4307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159065
Date	Jul 14, 2020
Instrument	2020000159065

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 9, 2019
Property Address	22081 SEASHORE CIR, ESTERO, FL 33928-4307
Document Number	0000105804
Map Reference	MB 52 PG 94-100
Instrument Date	May 2, 2019
Instrument	2019000105804
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2906 HARTE DR, 2906, LAKE WALES, FL 33898-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22081 SEASHORE CIR, ESTERO, FL 33928-4307

Mortgage

Document Number	0000105806
Date	May 9, 2019
Instrument	2019000105806

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Margin	4
Max Rate	13.1%

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LEE FL
Recording Date	May 16, 2019
Property Address	22081 SEASHORE CIR, ESTERO, FL 33928-4307
Document Number	0000112003
Instrument Date	May 2, 2019
Instrument	112003
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22081 SEASHORE CIR ESTERO FL 339284307, ESTERO, FL 33928-4307

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22081 SEASHORE CIR, ESTERO, FL 33928-4307
Document Number	0000112004
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9385 ISLA BELLA CIR BONITA SPRINGS FL 341357274, BONITA SPRINGS, FL 34135-7274

Mortgage

Document Number	0000112004
Date	May 16, 2019
Instrument	112004

Lender

Name	ANGEL OAK MTG SOLUTIONS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.12%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,290.00 (+7.06%) Homeowner's exemption	$341,590 (+5.99%)	$481,187 (-0.32%) Land $83,554 Building $397,633
2023	$4,007.00 (-0.55%) Homeowner's exemption	$322,294 (+3%)	$482,722 (+22.07%) Land $197,106 Building $285,616
2022	$4,029.00 Homeowner's exemption	$312,907	$395,462 Land $190,540 Building $204,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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