22085 Co Rd 3500, Roff, OK 74865 Property Records

Pontotoc County property record for 22085 Co Rd 3500, Roff, OK 74865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 1980
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Mar 2020)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22357`

Property Details

APN / Parcel Number

Primary APN	`22357`
Alternative APN	`1240-09-002-005-0-016-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,662 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	78,844 sqft (1.81 acres)
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft
Parking Spaces	1 Parking Space
Lean-To	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22357
Street Address	22085 COUNTY ROAD 3500
City	ROFF
State	OK
Zip	74865-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACTS IN NE-BEG. 140'E OF SE/C OF LOT 1 BLK 12 OF FITZ.-E 192'-N 238'- W 192'- S 238' TO POB & TRACT-BEG. AT SE/C OF LOT 1 B
Legal Range	05E
Legal Township	02N
Legal Section	09
Legal Subdivision	FITZHUGH-LIC 9-2-5
Legal Block	12
Legal Lot Number	1
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHWEST PONTOTOC
Census Block Group	1
Census Block	1038
Census Tract	89600

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22085 COUNTY ROAD 3500, ROFF, OK 74865-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF ADA
Mar 17, 2020	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Jul 28, 1993 · Amount on Record
Deed Document Number	20201409
Deed Book / Page	3380 / 141
Prior Transfer Date	Mar 16, 2020
Prior Transfer Doc	003380/138
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Mar 17, 2020
Property Address	22085 COUNTY ROAD 3500, ROFF, OK 74865-7012
Document Number	003380/141
Book / Page	3380 / 141
Instrument Date	Mar 16, 2020
Instrument	2020-001409
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22085 COUNTY ROAD 3500, ROFF, OK 74865-7012

Mortgage

Document Number	2020001410
Date	Mar 17, 2020
Instrument	2020-001410

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PONTOTOC OK
Recording Date	Mar 17, 2020
Property Address	22085 COUNTY ROAD 3500, ROFF, OK 74865-7012
Document Number	003380/138
Book / Page	3380 / 138
Instrument Date	Mar 16, 2020
Instrument	2020-001408
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22085 COUNTY ROAD 3500, ROFF, OK 74865-7012

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Fitzhugh Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,215 (+4.99%) Land $1,800 Building $12,415	$118,465 (-1.04%) Land $15,000 Building $103,465
2025	$1,312.00 (-3.74%)	$13,539 (+5%) Land $1,800 Building $11,739	$119,711 (-4.81%) Land $15,000 Building $104,711
2024	$1,363.00 (+15.7%)	$12,894 (+5%) Land $1,800 Building $11,094	$125,764 (+22.89%) Land $15,000 Building $110,764
2023	$1,178.00	$12,280 Land $1,800 Building $10,480	$102,336 Land $15,000 Building $87,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 80% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile.

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