23475 Co Rd 3500, Roff, OK 74865 Property Records

Pontotoc County property record for 23475 Co Rd 3500, Roff, OK 74865

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,080 sqft · built 2016
Lot Size	150 acres (6,534,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,974 (2025)
Deeds & Mortgages	May 2016 Construction Loan Jun 2010 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1265-16-002-005-0-008-00`

Property Details

APN / Parcel Number

Primary APN	`1265-16-002-005-0-008-00`
Alternative APN	`812`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	6,534,000 sqft (150 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	440 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	2,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	812
Street Address	23475 COUNTY ROAD 3500
City	ROFF
State	OK
Zip	74865-7009
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E/2 SE & SW SE & E/2 NW SE & SW NW SE SEC 16-2-5 FITZHUGH LIC
Legal Range	05E
Legal Township	02N
Legal Section	16
Legal Subdivision	FITZHUGH-LIC 16-2-5
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHWEST PONTOTOC
Census Block Group	2
Census Block	2000
Census Tract	89600

Owner

23475 Co Rd 3500, a rural home, is owned and occupied by two individuals.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23475 COUNTY ROAD 3500, ROFF, OK 74865-7009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2016	Deed of Trust, Mortgage · Construction Mortgage OKLAHOMA HERITAGE BANK
Jun 15, 2010	Deed of Trust, Mortgage FARM SERVICE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	23475 COUNTY ROAD 3500, ROFF, OK 74865-7009
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003028/269
Date	May 23, 2016
Book Page	3028/269
Instrument	2016-002699

Lender

Name	OKLAHOMA HERITAGE BANK
Address	ROFF, OK 74865

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 17, 2017

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	23475 COUNTY ROAD 3500, ROFF, OK 74865-7009
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002454/286
Date	Jun 15, 2010
Book Page	2454/286
Instrument	2010-003164

Lender

Name	FARM SERVICE AGENCY
Address	ADA, OK 74820

Agreement

Amount	Amount on Record
Term	480 Months
Due	Jun 15, 2050

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 23475 Co Rd 3500 was $2,974, down 3.7% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Fitzhugh Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,600 (+3%) Land $3,661 Building $27,939	$263,334 (-5.06%) Land $30,507 Building $232,827
2025	$2,974.00 (-3.72%)	$30,679 (+2.99%) Land $3,554 Building $27,125	$277,360 (-4.22%) Land $31,332 Building $246,028
2024	$3,089.00 (+11.4%)	$29,787 (+3%) Land $3,451 Building $26,336	$289,570 (+20.16%) Land $31,332 Building $258,238
2023	$2,773.00	$28,919 Land $3,397 Building $25,522	$240,990 Land $28,305 Building $212,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23475 Co Rd 3500 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23475 Co Rd 3500 is high, ranking above 89% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 3500

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