2208 Spruce St, Pueblo, CO 81004 Property Records

Pueblo County property record for 2208 Spruce St, Pueblo, CO 81004

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,544 sqft · built 1925
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (May 2023)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1513204002`

Property Details

APN / Parcel Number

Primary APN	`1513204002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	1,974 sqft
1st Floor Area	884 sqft
Basement Area	660 sqft
Finished Basement	660 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Covered Slab
Porch Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2208 SPRUCE ST
City	PUEBLO
State	CO
Zip	81004-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2:RES/1 F
Legal Description	LOTS 3 + 4 BLK 4 MINNEQUA HEIGHTS
Legal Subdivision	SOUTH LAKE AVE AREA
Legal Block	4
Legal Lot Number	3,4
Jurisdiction	PUEBLO CO
Township / Civil Division	PUEBLO
Census Block Group	2
Census Block	2010
Census Tract	2200

Owner

Source: Pueblo County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1133 FARRAGUT AVE, COLORADO SPRINGS, CO 80909-3727
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Mar 22, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT
Sep 10, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20232313163
Prior Transfer Date	Apr 23, 1986
Prior Transfer Doc	2287000139
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	May 19, 2023
Property Address	2208 SPRUCE ST, PUEBLO, CO 81004-3946
Document Number	0002313163
Instrument Date	May 12, 2023
Instrument	2313163
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1133 FARRAGUT AVE, COLORADO SPRINGS, CO 80909-3727

Mortgage

Document Number	0002313164
Date	May 19, 2023
Instrument	2313164

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0002313165
Date	May 19, 2023
Instrument	2313165

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Mar 22, 2021
Property Address	2208 SPRUCE ST, PUEBLO, CO 81004-3946
Document Number	0002217859
Instrument Date	Mar 17, 2021
Instrument	2217859
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	CAPSTONE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 SPRUCE ST, PUEBLO, CO 81004-3946

Mortgage

Document Number	0002217861
Date	Mar 22, 2021
Instrument	2217861

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Mortgage

Document Number	0002217860
Date	Mar 22, 2021
Instrument	2217860

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Sep 10, 2020
Property Address	2208 SPRUCE ST, PUEBLO, CO 81004-3946
Document Number	0002192267
Instrument Date	Sep 8, 2020
Instrument	2192267
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2208 SPRUCE ST PUEBLO CO 810043946, PUEBLO, CO 81004-3946

Tax Assessment & Valuation

Source: Pueblo County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Pueblo County
Municipality	Pueblo City
Unified School District	Pueblo City School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00 (+28.12%)	$17,200 (+26.19%)	$275,198 (+6.5%) Land $15,000 Building $260,198
2024	$1,337.00 (-1.11%)	$13,630 (-21.3%) Land $791 Building $12,839
2023	$1,352.00 (-1.46%)	$17,320 (+25.23%) Land $1,010 Building $16,310	$258,404 (+29.88%) Land $15,000 Building $243,404
2022	$1,372.00	$13,830 Land $570 Building $13,260	$198,963 Land $8,150 Building $190,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUEBLO BOARD OF WW serves 114,070 people · EPA ID CO0151500
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kellin Communications, Rise Broadband.

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