Franklin County property record for 2208 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 9 ba · 5,603 sqft |
| Lot Size | 0.269 acres (11,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2020) |
| Tax Bill | $10,222 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Nov 2020 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 14-07S-04W-3131-000W-0060 |
| Primary APN | 14-07S-04W-3131-000W-0060 |
|---|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 9 Baths |
| Building Area | 5,603 sqft Heated Area |
| Gross Area | 6,345 sqft |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,750 sqft (0.269 acres) |
| Lot Dimensions | 235 ft deep x 50 ft wide |
| Porch | Open Porch |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2208 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL W LOT 6 647/641 647/643 998/184 998/186 1281/502 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 14 |
| Legal Subdivision | LANARK BEACH UN#1 |
| Legal Block | W |
| Legal Lot Number | 6 7 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970102 |
2208 Hwy 98 E is owned by an individual who bought it in November 2020.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8273 CRAVEN RD, BARTLETT, TN 38002-3920 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2024 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Nov 9, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Deed Document Number | 202019005357 |
| Deed Book / Page | 1281 / 502 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 2208 HIGHWAY 98 E, CARRABELLE, FL 32322-2226 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2208 HIGHWAY 98 E, CARRABELLE, FL 32322-2226 |
| Document Number | 0019005922 |
|---|---|
| Date | Dec 23, 2024 |
| Book Page | 1407/588 |
| Instrument | 202419005922 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CARRABELLE, FL 32322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Nov 9, 2020 |
| Property Address | 2208 HIGHWAY 98 E, CARRABELLE, FL 32322-2226 |
| Document Number | 0019005357 |
| Book / Page | 001281 / 000502 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 19005357 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8273 CRAVEN RD BARTLETT TN 380023920, BARTLETT, TN 38002-3920 |
The 2025 property tax bill for 2208 Hwy 98 E was $10,222, up 882.9% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,222.00 (+882.88%) | $1,098,728 (+898.84%) Land $110,000 Building $988,728 | $1,098,728 (+898.84%) Land $110,000 Building $988,728 |
| 2024 | $1,040.00 (-3.88%) | $110,000 (-) Land $110,000 | $110,000 (-) Land $110,000 |
| 2023 | $1,082.00 (-25.89%) | $110,000 (-24.14%) Land $110,000 | $110,000 (-24.14%) Land $110,000 |
| 2022 | $1,460.00 | $145,000 Land $145,000 | $145,000 Land $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2208 Hwy 98 E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2208 Hwy 98 E is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | CITY OF CARRABELLE WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures