Kenton County property record for 2208 Howell St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 930 sqft · built 1924 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,500 (Oct 2023) |
| Tax Bill | $2,153 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-07-009.00 |
| Primary APN | 055-23-07-009.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 930 sqft Finished Area |
| Gross Area | 1,251 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2208 HOWELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOOAR DANIEL PT LOT 24 |
| Legal Subdivision | MOOAR DANIEL |
| Legal Lot Number | 24 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2208 HOWELL ST, COVINGTON, KY 41014-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit SUCCESS MORTGAGE PARTNERS INC |
| Oct 17, 2023 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Mar 18, 2019 | Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Prior Sale | Mar 18, 2019 · Amount on Record |
| Deed Document Number | 202347 |
| Deed Book / Page | 252 / 321 |
| Prior Transfer Date | Sep 28, 2015 |
| Prior Transfer Doc | 0005900203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2208 HOWELL ST, COVINGTON, KY 41014-1646 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2208 HOWELL ST, COVINGTON, KY 41014-1646 |
| Document Number | 0005900151 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | KCM 511/841 |
| Instrument | 23120505900151 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2208 HOWELL ST, COVINGTON, KY 41014-1646 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2208 HOWELL ST, COVINGTON, KY 41014-1646 |
| Document Number | 0005900049 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | KCM 499/988 |
| Instrument | 23101705900049 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 17, 2023 |
| Property Address | 2208 HOWELL ST, COVINGTON, KY 41014-1646 |
| Document Number | 0005900047 |
| Book / Page | KC 252 / 321 |
| Map Reference | PL 188 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 23101705900047 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2024 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1355 WESTMINSTER DR, CINCINNATI, OH 45229-1235 |
| Name | Verified Name |
|---|---|
| Address | 2208 HOWELL ST, COVINGTON, KY 41014-1646 |
| Document Number | 0005900048 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 23101705900048 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Number | 0005900049 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | KCM 499/988 |
| Instrument | 23101705900049 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 18, 2019 |
| Property Address | 2208 HOWELL ST, COVINGTON, KY 41014-1646 |
| Document Number | 0000000099 |
| Book / Page | 0C6619 / 000273 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 99 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | NORTHWEST TITLE AGENCY INC, NORTHWEST TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2208 HOWELL ST COVINGTON KY 410141646, COVINGTON, KY 41014-1646 |
| Document Number | 100 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 0C6619/000276 |
| Instrument | 100 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON-SALEM, NC 27101 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2049 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,500 (-) Land $10,000 Building $152,500 | $162,500 (-) Land $10,000 Building $152,500 | |
| 2025 | $2,153.00 (+52.26%) | $162,500 (+53.01%) Land $5,000 Building $157,500 | $162,500 (+53.01%) Land $5,000 Building $157,500 |
| 2023 | $1,414.00 (+0.86%) | $106,200 (-) Land $5,000 Building $101,200 | $106,200 (-) Land $5,000 Building $101,200 |
| 2022 | $1,402.00 | $106,200 Land $5,000 Building $101,200 | $106,200 Land $5,000 Building $101,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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