2206 Howell St, Covington, KY 41014 Property Records

Kenton County property record for 2206 Howell St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,032 sqft
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$149,900 (Apr 2024)
Tax Bill$1,986 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN055-23-07-008.00

Property Details

APN / Parcel Number

Primary APN055-23-07-008.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,032 sqft Finished Area

Exterior

Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeStone
Roof MaterialMetal
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2206 HOWELL ST
CityCOVINGTON
StateKY
Zip41014-1646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOOAR DANIEL W 100' LOT 23
Legal SubdivisionMOOAR DANIEL
Legal Lot Number23
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3010
Census Tract65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2206 HOWELL ST, COVINGTON, KY 41014-1646
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2024Deed of Trust, Mortgage · Line of Credit
PROSPERITY HOME MORTGAGE LLC
Feb 4, 2021Deed of Trust, Mortgage
CITY OF COVINGTON
Dec 21, 2020Warranty Deed, Transfer · Conventional with PMI
AMERICAN MTG SVC
Dec 15, 2020Deed of Trust, Mortgage · Conventional with PMI
AMERICAN MTG SVC
Jan 13, 2020Warranty Deed, Transfer
AMERICAN HOMELAND TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2024 · Amount on Record
Deed SaleApr 12, 2024 · Amount on Record
Prior SaleDec 21, 2020 · Amount on Record
Deed Document Number202474
Deed Book / Page279 / 238
Prior Transfer DateJan 14, 2013
Prior Transfer Doc0005900035
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2206 HOWELL ST, COVINGTON, KY 41014-1646
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address926 S 2ND ST 202, 202, HAMILTON, OH 45011-1530

Mortgage

Document Number0005900075
DateApr 12, 2024
Book PageKCM540/251
Instrument24041205900075
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Address3060 WILLIAMS DR STE 600, FAIRFAX, VA 22031
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2206 HOWELL ST, COVINGTON, KY 41014-1646
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900178
DateFeb 4, 2021
Book Page163/562
Instrument21020405900178
Lender
NameCITY OF COVINGTON
TypeNon-Lending Institution
AddressCOVINGTON, KY 41011
Agreement
AmountAmount Recorded
Term58 Months
DueDec 3, 2025

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 21, 2020
Property Address2206 HOWELL ST, COVINGTON, KY 41014-1646
Document Number0000000298
Book / Page000062 / 000093
Instrument DateDec 15, 2020
Instrument298
Transaction TypeTransfer
Record UpdatedJan 19, 2021
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2206 HOWELL ST COVINGTON KY 410141646, COVINGTON, KY 41014-1646

Mortgage

Document Number299
DateDec 21, 2020
Book Page000144/000271
Instrument299
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 20, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2206 HOWELL ST, COVINGTON, KY 41014-1646
Document Number0000000299
Instrument DateDec 15, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanySPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2206 HOWELL ST COVINGTON KY 410141646, COVINGTON, KY 41014-1646

Mortgage

Document Number0000000299
DateDec 21, 2020
Book Page000144/000271
Instrument299
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 20, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 13, 2020
Property Address2206 HOWELL ST, COVINGTON, KY 41014-1646
Document Number0000000124
Book / Page000002 / 000233
Instrument DateDec 27, 2019
Instrument124
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanyAMERICAN HOMELAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$98.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2206 HOWELL ST COVINGTON KY 410141646, COVINGTON, KY 41014-1646

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,900 (-) Land $10,000 Building $139,900$149,900 (-) Land $10,000 Building $139,900
2025$1,986.00 (+19.28%)$149,900 (+19.92%) Land $5,000 Building $144,900$149,900 (+19.92%) Land $5,000 Building $144,900
2023$1,665.00$125,000 Land $5,000 Building $120,000$125,000 Land $5,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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