Bay County property record for 2208 E 6th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 940 sqft · built 2023 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (Dec 2023) |
| Tax Bill | $2,269 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22672-010-000 |
| Primary APN | 22672-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 940 sqft Heated Area |
| Gross Area | 1,095 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 71 ft deep x 72 ft wide |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2208 E 6TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | PINECREST ADD E 72' OF W 104' OF LOTS 23, 24 BLK N |
| Legal Subdivision | PINECREST |
| Legal Block | N |
| Legal Lot Number | 23,24 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1700 |
2208 E 6th St is owned and occupied by an individual who bought it in December 2023.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2208 E 6TH ST, PANAMA CITY, FL 32401-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2023 | Deed of Trust, Mortgage BAY COUNTY BOARD OF COUNTY COMMISIONERS |
| Dec 18, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF BAY COUNTY |
| Dec 29, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on File |
| Deed Sale | Dec 18, 2023 · Amount on File |
| Deed Document Number | 2023077977 |
| Deed Book / Page | 4758 / 505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2208 E 6TH ST, PANAMA CITY, FL 32401-4713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0047580519 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 4758/519 |
| Instrument | 2023077981 |
| Name | BAY COUNTY BOARD OF COUNTY COMMISIONERS |
|---|---|
| Type | Government Agency |
| Address | PANAMA CITY, FL 32401 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 18, 2023 |
| Property Address | 2208 E 6TH ST, PANAMA CITY, FL 32401-4713 |
| Document Number | 0047580505 |
| Book / Page | 4758 / 505 |
| Map Reference | MB 1 PG 56 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2023077977 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,526.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2901 W 17TH ST, PANAMA CITY, FL 32405-2541 |
| Name | Verified Name |
|---|---|
| Address | 2208 E 6TH ST, PANAMA CITY, FL 32401-4713 |
| Document Number | 0004758516 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 4758/516 |
| Name | HABITAT FOR HUMANITY OF BAY COUNTY |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0047580510 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 4758/510 |
| Instrument | 2023077979 |
| Name | BAY COUNTY BOARD OF COUNTY COMMISSIONERS |
|---|---|
| Type | Government Agency |
| Address | PANAMA CITY, FL 32401 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 29, 2022 |
| Property Address | 2208 E 6TH ST, PANAMA CITY, FL 32401-4713 |
| Document Number | 0046440766 |
| Book / Page | 4644 / 766 |
| Map Reference | MB 1 PG 56 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022091390 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1202 CLAY AVE, PANAMA CITY, FL 32401-1546 |
| Name | Verified Name |
|---|---|
| Address | 2901 W 17TH ST, PANAMA CITY, FL 32405-2541 |
The 2025 property tax bill for 2208 E 6th St was $2,269 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,269.00 Homeowner's exemption | $185,716 | $193,698 Land $16,848 Building $176,850 |
| 2023 | $198.00 (-45.9%) Additional exemption filed | $11,404 (+7.31%) Land $11,404 | $11,404 (+7.31%) Land $11,404 |
| 2022 | $366.00 | $10,627 Land $10,627 | $10,627 Land $10,627 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2208 E 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2208 E 6th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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