Bay County property record for 2206 E 6th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 969 sqft · built 2021 |
| Lot Size | 0.117 acres (5,096 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,600 (Jun 2021) |
| Tax Bill | $1,369 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22672-000-000 |
| Primary APN | 22672-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 969 sqft Living Area |
| 1st Floor Area | 969 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,096 sqft (0.117 acres) |
| Lot Dimensions | 71 ft deep x 72 ft wide |
| Driveway | Driveway |
| Driveway Area | 385 sqft |
| Porch | Open Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2206 E 6TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | PINECREST ADD E 40 LOTS 1,2 & W 32 LOTS 23, 24 BLK N MAP 105D1 ORB 4413 P 852 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | PINECREST ADD |
| Legal Block | N |
| Legal Lot Number | 1,23 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1700 |
2206 E 6th St is owned and occupied by an individual who bought it in June 2021.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2206 E 6TH ST, PANAMA CITY, FL 32401-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Jul 21, 2020 | Deed of Trust, Mortgage · Construction Mortgage INNOVATIONS FCU |
| Jun 1, 2021 | Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Deed Document Number | 202141057 |
| Deed Book / Page | 4413 / 852 |
| Prior Transfer Date | Jul 1, 2008 |
| Prior Transfer Doc | 0030710149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2206 E 6TH ST, PANAMA CITY, FL 32401-4713 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0047521705 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 4752/1705 |
| Instrument | 2023074021 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LYNN HAVEN, FL 32444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2206 E 6TH ST, PANAMA CITY, FL 32401-4713 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042761532 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 4276/1532 |
| Instrument | 2020047320 |
| Name | INNOVATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jul 21, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 1, 2021 |
| Property Address | 2206 E 6TH ST, PANAMA CITY, FL 32401-4713 |
| Document Number | 0044130852 |
| Book / Page | 4413 / 852 |
| Map Reference | MB 1 PG 56 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021041057 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | NOT AVAILABLE, DEFENDER TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 35776, PANAMA CITY, FL 32412-5776 |
| Name | Verified Name |
|---|---|
| Address | 2206 E 6TH ST, PANAMA CITY BEACH, FL 32401-4713 |
| Document Number | 0004413854 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 4413/854 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 2206 E 6th St was $1,369 with a homeowner's exemption, down 6.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,369.00 (-6.68%) Homeowner's exemption | $128,765 | $147,717 Land $16,848 Building $130,869 |
| 2024 | $1,467.00 (-6.44%) | ||
| 2023 | $1,568.00 (+15.21%) Homeowner's exemption | $121,491 (+3%) | $137,259 (+16.37%) Land $11,404 Building $125,855 |
| 2022 | $1,361.00 Homeowner's exemption | $117,952 Land $10,627 Building $107,325 | $117,952 Land $10,627 Building $107,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2206 E 6th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2206 E 6th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures