2207 Cullum Dr, Reading, PA 19601 Property Records

Berks County property record for 2207 Cullum Dr, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 856 sqft · built 1956
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Aug 2022)
Tax Bill$1,574 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4398-16-92-7851

Property Details

APN / Parcel Number

Primary APN4398-16-92-7851
Alternative APNs
  • 27-4398-16-92-7851
  • 27086725
  • 086725

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area856 sqft Living Area
1st Floor Area856 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialStucco
Lot Area15,682 sqft (0.36 acres)
View / LotNeighborhood
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number27086725
Street Address2207 CULLUM DR
CityREADING
StatePA
Zip19601-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRIVEREDGE ACRES
Legal Block92
JurisdictionBERKS PA
Township / Civil DivisionBERN
Census Block Group1
Census Block1001
Census Tract10304

Owner

2207 Cullum Dr is owned and occupied by an individual who bought it in August 2022.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2207 CULLUM DR, READING, PA 19601-1129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Line of Credit
BELLCO FCU
Aug 29, 2022Deed, Transfer · Conventional Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2022 · Amount on File
Deed SaleAug 29, 2022 · Amount on File
Prior SaleOct 4, 2001 · Amount on File
Deed Document Number202234740
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address2207 CULLUM DR, READING, PA 19601-1129
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025819
DateAug 30, 2023
Instrument2023025819
Lender
NameBELLCO FCU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 29, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateAug 29, 2022
Property Address2207 CULLUM DR, READING, PA 19601-1129
Document Number0000034740
Map ReferenceVOL 14 PG 40
Instrument DateJul 1, 2022
Instrument2022034740
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanySIGNATURE ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2207 CULLUM DR, READING, PA 19601-1129

Mortgage

Document Number0000034741
DateAug 29, 2022
Instrument2022034741
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 2207 Cullum Dr was $1,574 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionBern Township
Unified School DistrictSchuylkill Valley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,574.00 Homeowner's exemption$75,000 Land $38,900 Building $36,100$38,900 Land $38,900
2024$1,339.00$75,000 Land $38,900 Building $36,100
1994$75,000 Land $38,900 Building $36,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2207 Cullum Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2207 Cullum Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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