2203 Cullum Dr, Reading, PA 19601 Property Records

Berks County property record for 2203 Cullum Dr, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 856 sqft · built 1957
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Oct 2022)
Tax Bill	$1,516 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4398-16-92-7668`

Property Details

APN / Parcel Number

Primary APN	`4398-16-92-7668`
Alternative APNs	`27-4398-16-92-7668` `27098700` `098700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	856 sqft Living Area
1st Floor Area	856 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Asbestos
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Neighborhood
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	27098700
Street Address	2203 CULLUM DR
City	READING
State	PA
Zip	19601-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVEREDGE ACRES
Legal Block	92
Jurisdiction	BERKS PA
Township / Civil Division	BERN
Census Block Group	1
Census Block	1001
Census Tract	10304

Owner

2203 Cullum Dr is owned and occupied by two individuals who bought it in October 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2203 CULLUM DR, READING, PA 19601-1129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed, Transfer · VA Mortgage MORTGAGE AMERICA INC
Jul 30, 2019	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	202241385
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 19, 2022
Property Address	2203 CULLUM DR, READING, PA 19601-1129
Document Number	0000041385
Map Reference	MB 14 PG 40
Instrument Date	Sep 23, 2022
Instrument	2022041385
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 CULLUM DR, READING, PA 19601-1129

Mortgage

Document Number	0000041386
Date	Oct 19, 2022
Instrument	2022041386

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Mortgage

Document Number	0000041387
Date	Oct 19, 2022
Instrument	2022041387

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company
Address	WHITEHALL, PA 18052

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 30, 2019
Property Address	2203 CULLUM DR, READING, PA 19601-1129
Document Number	0000024958
Instrument Date	Jul 26, 2019
Instrument	2019024958
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	WYOMISSING ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 CULLUM DR, READING, PA 19601-1129

Mortgage

Document Number	0000024959
Date	Jul 30, 2019
Instrument	2019024959

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2203 Cullum Dr was $1,516 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Bern Township
Unified School District	Schuylkill Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,516.00 Homeowner's exemption	$69,400 Land $37,500 Building $31,900	$37,500 Land $37,500
2024	$1,294.00	$69,400 Land $37,500 Building $31,900
1994			$69,400 Land $37,500 Building $31,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2203 Cullum Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2203 Cullum Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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