2206 W 81st Pl, Chicago, IL 60620 Property Records

Cook County property record for 2206 W 81st Pl, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1970
Lot Size	0.118 acres (5,130 sqft)
Owner	Individual on Record
Last Sale	$260,000 (Jun 2026)
Tax Bill	$2,328 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-31-118-002`

Property Details

APN / Parcel Number

Primary APN	`20-31-118-002`
Alternative APN	`20-31-118-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1972
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,130 sqft (0.118 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2206 W 81ST PL
City	CHICAGO
State	IL
Zip	60620-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(FOURTH) ADD TO (HINKAMP) & COS (WESTERN) AVE SUB IN WH NW SEC 31-38-14
Legal Range	14E
Legal Township	38N
Legal Section	31
Legal Subdivision	FOURTH ADD TO HINKAMP & COS WESTERN
Legal Block	1
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2012
Census Tract	700501

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	7220 S CAMPBELL AVE, CHICAGO, IL 60629-1409
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Jun 15, 2023	Transfer on Death Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Deed Document Number	202616928144
Prior Transfer Date	Jun 14, 2023
Prior Transfer Doc	0000045149
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 18, 2026
Property Address	2206 W 81ST PL, CHICAGO, IL 60620-5915
Document Number	0000028144
Instrument Date	Mar 16, 2026
Instrument	202628144
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7220 S CAMPBELL AVE, CHICAGO, IL 60629-1409

Mortgage

Document Number	0000000028,
Date	Jun 18, 2026
Instrument	2026169202616928

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000028146,
Date	Jun 18, 2026
Instrument	202616928146

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Apr 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Jun 15, 2023
Property Address	2206 W 81ST PL, CHICAGO, IL 60620-5915
Document Number	0016645149
Instrument Date	Jun 14, 2023
Instrument	2316645149
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2206 W 81ST PL, CHICAGO, IL 60620-5915

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 (-17.65%) Land $2,565 Building $11,435	$140,000 (-17.65%) Land $25,650 Building $114,350
2023	$2,328.00 (-33.41%)
2022	$3,496.00 (+2.28%)	$17,000 (-) Land $4,104 Building $12,896	$170,000 (-) Land $41,040 Building $128,960
2021	$3,418.00	$17,000 Land $4,104 Building $12,896	$170,000 Land $41,040 Building $128,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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