2205 W 81st Pl, Chicago, IL 60620 Property Records

Cook County property record for 2205 W 81st Pl, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,060 sqft · built 1959
Lot Size	0.087 acres (3,773 sqft)
Owner	Individual Name on File
Tax Bill	$2,328 (2023)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-31-119-015`

Property Details

APN / Parcel Number

Primary APN	`20-31-119-015`
Alternative APN	`20-31-119-015-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,773 sqft (0.087 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2205 W 81ST PL
City	CHICAGO
State	IL
Zip	60620-5916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	14E
Legal Township	38N
Legal Section	31
Legal Subdivision	HINKAMP & COMPANYS WSTN AVE
Legal Block	5
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2010
Census Tract	700501

Owner

Source: Cook County records · APN 20-31-119-015

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2205 W 81ST PL, CHICAGO, IL 60620-5916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 04, 2016
Transfer Doc	0000057161
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2205 W 81ST PL, CHICAGO, IL 60620-5916
Transaction Type	Mortgage
Record Updated	Jul 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017412015
Date	Jun 23, 2023
Instrument	2317412015

Lender

Name	BEVERLY BANK & TRUST CO NA
Type	Bank
Address	CHICAGO, IL 60643

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,001 (-17.64%) Land $1,887 Building $12,114	$140,010 (-17.64%) Land $18,870 Building $121,140
2023	$2,328.00 (+4.39%)
2022	$2,230.00 (+306.93%) Homeowner's exemption Senior Citizen's exemption	$16,999 (-) Land $3,018 Building $13,981	$169,990 (-) Land $30,180 Building $139,810
2021	$548.00 Homeowner's exemption Senior Citizen's exemption	$16,999 Land $3,018 Building $13,981	$169,990 Land $30,180 Building $139,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 661 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHICAGO serves 2,721,308 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.