2206 Julianna Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2206 Julianna Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 2003
Lot Size	0.208 acres (9,104 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`83562`

Property Details

APN / Parcel Number

Primary APN	`83562`
Alternative APN	`102630167500010040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Heated Area
Gross Area	2,296 sqft
1st Floor Area	1,788 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.208 acres)
Lot Dimensions	155 ft deep x 70 ft wide
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	67 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	83562
Street Address	2206 JULIANNA CT
City	SAINT CLOUD
State	FL
Zip	34769-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MAGNOLIA TERRACE SUBDIVISION PB 10 PG 103 LOT 4
Legal Range	30E
Legal Township	26S
Legal Section	10
Legal Subdivision	MAGNOLIA TERRACE SUB
Legal Tract	1675
Legal Block	1
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3000
Census Tract	43208

Owner

2206 Julianna Ct is owned and occupied by two individuals who acquired it in January 2013.

Source: Osceola County records, as of December 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2206 JULIANNA CT, SAINT CLOUD, FL 34769-4902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2013
Deed Sale	Jan 19, 2013
Prior Sale	Aug 14, 2002 · Amount on File
Deed Book / Page	02094 / 01085
Prior Transfer Date	Nov 20, 2003
Prior Transfer Doc	0238800764
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2206 JULIANNA CT, SAINT CLOUD, FL 34769-4902
Document Number	0055130935
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 JULIANNA CT ST CLOUD FL 347694902, ST CLOUD, FL 34769-4902

Mortgage

Document Number	0055130935
Date	Apr 25, 2019
Book Page	005513/000935
Instrument	52751

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2206 JULIANNA CT, SAINT CLOUD, FL 34769-4902
Document Number	0052410682
Book / Page	005241 / 000682
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 JULIANNA CT ST CLOUD FL 347694902, ST CLOUD, FL 34769-4902

Mortgage

Document Number	0052410682
Date	Nov 17, 2017
Book Page	005241/000682
Instrument	164744

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2206 Julianna Ct was $1,535 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 Homeowner's exemption	$128,649	$294,100 Land $60,000 Building $234,100
2023	$1,427.00 (+4.62%) Homeowner's exemption	$121,383 (+3%)	$256,600 (+14.04%) Land $45,000 Building $211,600
2022	$1,364.00 Homeowner's exemption	$117,848	$225,000 Land $45,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2206 Julianna Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2206 Julianna Ct is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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