2202 Julianna Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2202 Julianna Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,143 sqft · built 2000
Lot Size	0.208 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Feb 2013)
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`83560`

Property Details

APN / Parcel Number

Primary APN	`83560`
Alternative APN	`102630167500010020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,143 sqft Heated Area
Gross Area	2,268 sqft
1st Floor Area	1,143 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.208 acres)
Lot Dimensions	155 ft deep x 70 ft wide
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	645 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	83560
Street Address	2202 JULIANNA CT
City	SAINT CLOUD
State	FL
Zip	34769-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MAGNOLIA TERRACE SUBDIVISION PB 10 PG 103 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	10
Legal Subdivision	MAGNOLIA TERRACE SUB
Legal Tract	1675
Legal Block	1
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3000
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 452604, KISSIMMEE, FL 34745-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Jan 28, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Jan 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2013 · Amount on Record
Deed Sale	Feb 4, 2013 · Amount on Record
Prior Sale	Oct 24, 2003 · Amount on Record
Deed Document Number	2013018682
Deed Book / Page	4390 / 2011
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2202 JULIANNA CT, SAINT CLOUD, FL 34769-4902
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 JULJANNA CT, SAINT CLOUD, FL 34769-4902

Mortgage

Document Number	0063751589
Date	Mar 23, 2023
Book Page	6375/1589
Instrument	2023033440

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2063

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2202 JULIANNA CT, SAINT CLOUD, FL 34769-4902
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 JULIANNA CT, SAINT CLOUD, FL 34769-4902

Mortgage

Document Number	0061242552
Date	Jan 7, 2022
Book Page	6124/2552
Instrument	2022004163

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2202 JULIANNA CT, SAINT CLOUD, FL 34769-4902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051802132
Date	Jul 18, 2017
Book Page	5180/2132
Instrument	2017103939

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2202 JULIANNA CT, SAINT CLOUD, FL 34769-4902
Document Number	0054841357
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 JULIANNA CT ST CLOUD FL 347694902, ST CLOUD, FL 34769-4902

Mortgage

Document Number	0054841357
Date	Mar 1, 2019
Book Page	005484/001357
Instrument	26222

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2202 JULIANNA CT, SAINT CLOUD, FL 34769-4902
Document Number	0054841364
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 JULIANNA CT ST CLOUD FL 347694902, ST CLOUD, FL 34769-4902

Mortgage

Document Number	0054841364
Date	Mar 1, 2019
Book Page	005484/001364
Instrument	26223

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (+8.36%) Homeowner's exemption	$108,026 (+5.99%)	$248,300 (+15.33%) Land $60,000 Building $188,300
2023	$1,076.00 (+5.08%) Homeowner's exemption	$101,925 (+3%)	$215,300 (+13.38%) Land $45,000 Building $170,300
2022	$1,024.00 Homeowner's exemption	$98,957	$189,900 Land $45,000 Building $144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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