Bay County property record for 2205 Trinity St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,458 sqft · built 1973 |
| Lot Size | 0.602 acres (26,223 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,142 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Aug 2022 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 08739-040-000 |
| Primary APN | 08739-040-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,458 sqft Living Area |
| Gross Area | 2,986 sqft |
| 1st Floor Area | 2,248 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 26,223 sqft (0.602 acres) |
| Lot Dimensions | 150 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Area | 604 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 224 sqft |
| Patio Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2205 TRINITY ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLLEGE POINT ADDITION BEG SE COR B-29 NWLY 152.95 SWLY 190.31 SELY 150 NE 160.47TO POB AKA L-4 B-29 (4.01) ORB 4601 P 1844 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | COLLEGE POINT ADDITION |
| Legal Block | 29 |
| Legal Lot Number | 14-17 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1402 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2205 TRINITY ST, LYNN HAVEN, FL 32444-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Line of Credit TYNDALL FCU |
| Aug 23, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2022 |
| Transfer Doc | 0046011844 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2205 TRINITY ST, LYNN HAVEN, FL 32444-3048 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2205 TRINITY ST, LYNN HAVEN, FL 32444-3048 |
| Document Number | 0049890996 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 4989/996 |
| Instrument | 2026000305 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 23, 2022 |
| Property Address | 2205 TRINITY ST, LYNN HAVEN, FL 32444-3048 |
| Document Number | 0046011844 |
| Book / Page | 4601 / 1844 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2022062484 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2205 TRINITY ST, 2205, LYNN HAVEN, FL 32444-3048 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2205 TRINITY ST, LYNN HAVEN, FL 32444-3048 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,142.00 (+1.61%) Homeowner's exemption | $212,765 (+5.99%) | $284,678 (+12.42%) Land $105,000 Building $179,678 |
| 2024 | $2,108.00 (+2.13%) | ||
| 2023 | $2,064.00 (+61.5%) Homeowner's exemption | $200,747 (+38.12%) | $253,217 (+48.66%) Land $81,900 Building $171,317 |
| 2022 | $1,278.00 Homeowner's exemption | $145,338 | $170,331 Land $80,500 Building $89,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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