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2118 Trinity St, Lynn Haven, FL 32444 Property Records

Bay County property record for 2118 Trinity St, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,565 sqft · built 1972
Lot Size0.688 acres (29,969 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Nov 2020)
Tax Bill$3,440 (2025)
Deeds & MortgagesNov 2023 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08735-000-000

Property Details

APN / Parcel Number

Primary APN08735-000-000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,565 sqft Living Area
Gross Area3,045 sqft
1st Floor Area1,296 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area29,969 sqft (0.688 acres)
Lot Dimensions150 ft deep x 200 ft wide
Garage TypeAttached
Garage Area480 sqft
DrivewayDriveway
Driveway Area810 sqft
PorchScreened/Unfinished Porch
Porch Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2118 TRINITY ST
CityLYNN HAVEN
StateFL
Zip32444-3047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOLLEGE POINT 2ND ADD LOTS 6,7,8,9 BLK 27 ORB 4319 P 2368
Legal Range14W
Legal Township03S
Legal Section02
Legal SubdivisionCOLLEGE POINT 2ND ADD
Legal Block27
Legal Lot Number6
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2017
Census Tract1402

Owner

Source: Bay County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2118 TRINITY ST, LYNN HAVEN, FL 32444-3047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Nov 4, 2020Warranty Deed, Transfer · FHA Mortgage
ACOPIA
Jul 19, 2017Quit Claim Deed, Transfer · Conventional Mortgage
TYNDALL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2020 · Amount on Record
Deed SaleNov 4, 2020 · Amount on Record
Prior SaleJul 19, 2017 · Amount on Record
Deed Document Number202074175
Deed Book / Page4319 / 2368
Prior Transfer DateJul 14, 2017
Prior Transfer Doc0039191240
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2118 TRINITY ST, LYNN HAVEN, FL 32444-3047
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 TRINITY ST, LYNN HAVEN, FL 32444-3047

Mortgage

Document Number0047482214
DateNov 14, 2023
Book Page4748/2214
Instrument2023071413
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueDec 1, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 4, 2020
Property Address2118 TRINITY ST, LYNN HAVEN, FL 32444-3047
Document Number0043192369
Book / Page004319 / 002369
Instrument DateNov 2, 2020
Instrument74175
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanySOUTH OAK TITLE 30A LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 TRINITY ST LYNN HAVEN FL 324443047, LYNN HAVEN, FL 32444-3047

Mortgage

Document Number43192370
DateNov 4, 2020
Book Page004319/002370
Instrument74176
Lender
NameACOPIA
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 3, 2050

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJul 19, 2017
Property Address2118 TRINITY ST, LYNN HAVEN, FL 32444-3047
Document Number0039191240
Book / Page3919 / 1240
Map ReferenceMB1 PG1
Instrument DateJul 14, 2017
Instrument2017040642
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 TRINITY ST, JACKSONVILLE, FL 32207

Mortgage

Document Number2017040643
DateJul 19, 2017
Instrument2017040643
Lender
NameTYNDALL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,440.00 (+2.17%) Homeowner's exemption$317,688 (+5.99%)$345,433 (+11.07%) Land $120,000 Building $225,433
2024$3,367.00 (+1.91%)
2023$3,304.00 (+11.62%) Homeowner's exemption$299,743 (+3%)$311,000 (+6.87%) Land $93,600 Building $217,400
2022$2,960.00 Homeowner's exemption$291,013 Land $92,000 Building $199,013$291,013 Land $92,000 Building $199,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 242 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims107 (1985–2023)
Claims Outside the SFHA53 of 107
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 10 claims
  • Hurricane Michael, Oct 2018 · 47 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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