Whiteside County property record for 2205 Meadows Dr, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.46 acres (63,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Aug 2026) |
| Tax Bill | $2,079 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1108103008 |
| Primary APN | 1108103008 |
|---|---|
| Alternative APNs |
|
| Lot Area | 63,662 sqft (1.46 acres) |
|---|
| Account Number | 122954 |
|---|---|
| Street Address | 2205 MEADOWS DR |
| City | STERLING |
| State | IL |
| Zip | 61081-9375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST ESTATE #2 LOT 15 743015X |
| Legal Subdivision | HILLCREST ESTATE |
| Legal Lot Number | 15 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 900 |
2205 Meadows Dr is owned and occupied by an individual who bought it in August 2026.
Source: Whiteside County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1303 JOHNSON AVE, STERLING, IL 61081-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Deed Document Number | 20264667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Aug 28, 2026 |
| Property Address | 2205 MEADOWS DR, STERLING, IL 61081-9375 |
| Document Number | 0000004667 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20264667 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,842.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1303 JOHNSON AVE, STERLING, IL 61081-2427 |
| Document Number | 0000004668, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 20264668 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 2205 Meadows Dr was $2,079 with a senior citizen's exemption.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,079.00 | $94,453 Land $11,784 Building $82,669 | |
| 2024 | $283,359 Land $35,352 Building $248,007 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2205 Meadows Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2002) |
| Most Recent Claim | Jun 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2205 Meadows Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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