2202 Meadows Dr, Sterling, IL 61081 Property Records

Whiteside County property record for 2202 Meadows Dr, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size1.2 acres (52,387 sqft)
Owner2 Trust Names on File
Last Sale$460,000 (Aug 2026)
Tax Bill$9,106 (2025)
Deeds & MortgagesAug 2026 Sale
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1108103005

Property Details

APN / Parcel Number

Primary APN1108103005
Alternative APN
  • 79237

Exterior

Lot Area52,387 sqft (1.2 acres)

Location & Zoning

Account Number79237
Street Address2202 MEADOWS DR
CitySTERLING
StateIL
Zip61081-9376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST ESTATE #2 LOT 13 743013X
Legal SubdivisionHILLCREST ESTATE
Legal Lot Number13
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3036
Census Tract900

Owner

2202 Meadows Dr is held in a trust since August 2026.

Source: Whiteside County records, as of September 17, 2026

Owner of Record2 Trust Names on File
Mailing Address5N721 MYLES RD, SAINT CHARLES, IL 60175-4937
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2026 · Amount on File
Deed SaleAug 27, 2026 · Amount on File
Prior SaleDec 10, 2014 · Amount on File
Deed Document Number20264650
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateAug 27, 2026
Property Address2202 MEADOWS DR, STERLING, IL 61081-9376
Document Number0000004650
Instrument DateAug 10, 2026
Instrument20264650
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$69,690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address5N721 MYLES RD, SAINT CHARLES, IL 60175-4937

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address2202 MEADOWS DR, STERLING, IL 61081-9376
Document Number0000007114
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedNov 11, 2020
Title CompanyWHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2202 MEADOWS DR STERLING IL 610819376, STERLING, IL 61081-9376

Mortgage

Document Number0000007114
DateNov 3, 2020
Instrument7114
Lender
NameFIRST CENTENNIAL MTG CORP
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 2, 2035
Interest
Rate TypeFixed Rate
Rate2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2202 Meadows Dr was $9,106.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,106.00$125,111 Land $9,663 Building $115,448
2024$375,333 Land $28,989 Building $346,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2202 Meadows Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2002)
Most Recent ClaimJun 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2202 Meadows Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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