2205 Luzerne Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 2205 Luzerne Ave, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,935 sqft · built 1950
Lot Size	0.135 acres (5,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Apr 2023)
Tax Bill	$8,299 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01417507`

Property Details

APN / Parcel Number

Primary APN	`13-01417507`
Alternative APN	`01417507`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,935 sqft Living Area
1st Floor Area	1,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,890 sqft (0.135 acres)
Porch	Open Porch
Porch Area	124 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01417507
Street Address	2205 LUZERNE AVE
City	SILVER SPRING
State	MD
Zip	20910-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SEC 3 NORTH WOODSIDE
Legal Subdivision	NORTH WOODSIDE
Legal Block	D
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2022
Census Tract	702800

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2205 LUZERNE AVE, SILVER SPRING, MD 20910-2138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jan 24, 2022	Deed, Transfer HUTTON PATT TITLE, HUTTON PATT T&E LLC
Jan 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Book / Page	66869 / 168
Transfer Doc	0152710466
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 4, 2023
Property Address	2205 LUZERNE AVE, SILVER SPRING, MD 20910-2138
Document Number	0668690168
Book / Page	66869 / 168
Map Reference	MB 37 PL 2591
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2205 LUZERNE AVE, SILVER SPRING, MD 20910-2138

Mortgage

Document Number	0066869175
Date	Apr 4, 2023
Instrument	66869/175

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 24, 2022
Property Address	2205 LUZERNE AVE, SILVER SPRING, MD 20910-2138
Document Number	0651060275
Book / Page	65106 / 275
Map Reference	MB 37 PL 2591
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HUTTON PATT TITLE, HUTTON PATT T&E LLC

Transaction

Amount	Amount Recorded
Tax	$6,082.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9707 OLD SPRING RD, KENSINGTON, MD 20895-3233

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2205 LUZERNE AVE, SILVER SPRING, MD 20910-2138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0571030033
Date	Jan 15, 2019
Book Page	57103/033

Lender

Name	SUN TRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,700 (+6.17%)	$737,200 (-) Land $331,600 Building $405,600
2025	$8,299.00 (+7.08%)	$656,200 (+9.06%)	$737,200 (+19.73%) Land $331,600 Building $405,600
2024	$7,750.00 (+43.6%)
2023		$601,667	$615,700 Land $297,300 Building $318,400
2022	$5,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2018–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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