2204 Luzerne Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 2204 Luzerne Ave, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,360 sqft · built 1951
Lot Size	0.18 acres (7,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Oct 2015)
Tax Bill	$6,526 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01418650`

Property Details

APN / Parcel Number

Primary APN	`13-01418650`
Alternative APN	`01418650`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Multi-Level
Exterior Material	Asbestos
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,854 sqft (0.18 acres)
Garage Type	Detached
Garage Area	380 sqft

Exterior Amenities

Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01418650
Street Address	2204 LUZERNE AVE
City	SILVER SPRING
State	MD
Zip	20910-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTH WOODSIDE SEC 3
Legal Subdivision	NORTH WOODSIDE
Legal Block	C
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2023
Census Tract	702800

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2204 LUZERNE AVE, SILVER SPRING, MD 20910-2137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF COMMERCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2015 · Amount on Record
Deed Sale	Oct 28, 2015 · Amount on Record
Deed Book / Page	51169 / 194
Prior Transfer Date	Aug 12, 2011
Prior Transfer Doc	0420910224
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2204 LUZERNE AVE, SILVER SPRING, MD 20910-2137
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 LUZERNE AVE, SILVER SPRING, MD 20910-2137

Mortgage

Document Number	0632840440
Date	Jun 17, 2021
Book Page	63284/440

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 1, 2041

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2204 LUZERNE AVE, SILVER SPRING, MD 20910-2137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0535880001
Date	Jan 18, 2017
Book Page	53588/001

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$564,900 (+0.46%)	$567,500 (-) Land $346,400 Building $221,100
2025	$6,526.00 (-8.16%)	$562,300 (+7.68%)	$567,500 (+1.39%) Land $346,400 Building $221,100
2024	$7,106.00 (+19.59%)
2023		$522,200	$559,700 Land $310,000 Building $249,700
2022	$5,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2018–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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