2205 Jordan Ln, Elgin, IL 60123 Property Records

Kane County property record for 2205 Jordan Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,623 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Mar 2023)
Tax Bill	$9,044 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-254-026`

Property Details

APN / Parcel Number

Primary APN	`06-09-254-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,623 sqft Living Area
Gross Area	3,861 sqft
Basement Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2205 JORDAN LN
City	ELGIN
State	IL
Zip	60123-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 11 LOT 537
Legal Subdivision	VALLEY CREEK
Legal Block	2
Legal Lot Number	537
Legal Unit	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	851910

Owner

2205 Jordan Ln is owned and occupied by an individual who bought it in March 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	167 56TH ST, NIAGARA FALLS, NY 14304-3805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 30, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Dec 27, 1996 · Amount on File
Deed Document Number	20239852
Prior Transfer Date	Apr 21, 2003
Prior Transfer Doc	0000135429
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2205 JORDAN LN, ELGIN, IL 60123-2568
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013869
Date	May 2, 2023
Instrument	2023K013869

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 30, 2023
Property Address	2205 JORDAN LN, ELGIN, IL 60123-2568
Document Number	0000009852
Instrument Date	Mar 18, 2023
Instrument	2023K009852
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 56TH ST, NIAGARA FALLS, NY 14304-3805

Mortgage

Document Number	0000009853
Date	Mar 30, 2023
Instrument	2023K009853

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2205 Jordan Ln was $9,044 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,044.00	$134,549 (+8.57%) Land $35,021 Building $99,528	$403,809 (+8.57%) Land $105,105 Building $298,703
2024		$123,929 Land $32,257 Building $91,672	$371,936 Land $96,810 Building $275,126
2022	$7,898.00 (+4.83%) Homeowner's exemption	$102,089 (+6.96%) Land $26,572 Building $75,517	$306,267 (+6.96%) Land $79,716 Building $226,551
2021	$7,534.00 Homeowner's exemption	$95,446 Land $24,843 Building $70,603	$286,338 Land $74,529 Building $211,809

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2205 Jordan Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2205 Jordan Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet.

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