2176 Jordan Ln, Elgin, IL 60123 Property Records

Kane County property record for 2176 Jordan Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,809 sqft · built 1989
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (Jun 2026)
Tax Bill	$10,286 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-203-005`

Property Details

APN / Parcel Number

Primary APN	`06-09-203-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,809 sqft Living Area
Gross Area	4,139 sqft
Basement Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2176 JORDAN LN
City	ELGIN
State	IL
Zip	60123-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 11 LOT 486
Legal Subdivision	VALLEY CREEK
Legal Block	2
Legal Lot Number	486
Legal Unit	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2176 JORDAN LN, ELGIN, IL 60123-2565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 27, 2026	Warranty Deed, Construction Loan · Construction Mortgage SILVER HILL CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Mar 27, 2026 · Amount on Record
Deed Document Number	202622829
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 3, 2026
Property Address	2176 JORDAN LN, ELGIN, IL 60123-2565
Document Number	0000022830
Instrument Date	May 22, 2026
Instrument	202622830
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 N WORTH AVE, ELGIN, IL 60123-5247

Mortgage

Document Number	0000022830,
Date	Jun 3, 2026
Instrument	202622830

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 3, 2026
Property Address	2176 JORDAN LN, ELGIN, IL 60123-2565
Document Number	0000022829
Instrument Date	May 7, 2026
Instrument	202622829
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,508.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 JORDAN LN, ELGIN, IL 60123-2565

Mortgage

Document Number	0000022830,
Date	Jun 3, 2026
Instrument	202622830

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 27, 2026
Property Address	2176 JORDAN LN, ELGIN, IL 60123-2565
Document Number	0000012239
Instrument Date	Feb 19, 2026
Instrument	2026K012239
Transaction Type	Construction Loan
Record Updated	Apr 6, 2026
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 ERICK ST UNIT F, F, CRYSTAL LAKE, IL 60014-4591

Mortgage

Document Number	0000012240
Date	Mar 27, 2026
Instrument	2026K012240

Lender

Name	SILVER HILL CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Oct 1, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,286.00 (+4.03%) Homeowner's exemption	$142,833 (+8.57%) Land $35,021 Building $107,812	$428,670 (+8.57%) Land $105,105 Building $323,565
2024	$9,888.00 (+11.4%)	$131,559 (+21.39%) Land $32,257 Building $99,302	$394,835 (+21.44%) Land $96,810 Building $298,025
2022	$8,876.00 (+4.37%) Homeowner's exemption	$108,374 (+6.96%) Land $26,572 Building $81,802	$325,122 (+6.96%) Land $79,716 Building $245,406
2021	$8,504.00 Homeowner's exemption	$101,322 Land $24,843 Building $76,479	$303,966 Land $74,529 Building $229,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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