2205 E 42nd St, Des Moines, IA 50317 Property Records

Polk County property record for 2205 E 42nd St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,309 sqft · built 1957
Lot Size0.678 acres (29,541 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (Jul 2023)
Tax Bill$3,514 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN060/07672-000-000

Property Details

APN / Parcel Number

Primary APN060/07672-000-000
Alternative APN
  • 792333201002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,309 sqft Living Area
Gross Area2,509 sqft
1st Floor Area1,309 sqft
Basement Area716 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,541 sqft (0.678 acres)
Lot Dimensions229 ft deep x 129 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area55 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2205 E 42ND ST
CityDES MOINES
StateIA
Zip50317-2826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX E 78.57F N 150F- LOT 5 REEDBURY
Legal SubdivisionREEDBURY
Legal Lot Number5
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group5
Census Block5000
Census Tract1900

Owner

2205 E 42nd St is owned and occupied by two individuals who bought it in July 2023.

Source: Polk County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address2205 E 42ND ST, DES MOINES, IA 50317-2826
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2023 · Amount on File
Deed SaleJul 25, 2023 · Amount on File
Prior SaleApr 21, 2014 · Amount on File
Deed Document Number202338877
Deed Book / Page19547 / 903
Prior Transfer DateFeb 20, 2013
Prior Transfer Doc0000076672
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJul 25, 2023
Property Address2205 E 42ND ST, DES MOINES, IA 50317-2826
Document Number0000038877
Book / Page19547 / 903
Instrument DateJul 13, 2023
Instrument2023-00038877
Transaction TypeTransfer
Record UpdatedAug 7, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$301.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2205 E 42ND ST, DES MOINES, IA 50317-2826

Mortgage

Document Number0000038878
DateJul 25, 2023
Instrument2023-00038878
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 5, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateAug 1, 2030
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.62%
Index1-Year T-Bill
Max Rate12.6%

Mortgage

Document Number0000038879
DateJul 25, 2023
Book Page19547/919
Instrument2023-00038879
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueAug 5, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$216,800 Land $46,100 Building $170,700$216,800 Land $46,100 Building $170,700
2024$3,514.00
2023$189,100 (+20.45%) Land $40,000 Building $149,100$189,100 Land $40,000 Building $149,100
2022$157,000 Land $34,300 Building $122,700
2021$157,000 Land $34,300 Building $122,700
2020$3,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 E 42nd St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims11 (1983–2025)
Claims Outside the SFHA5 of 11
Most Recent ClaimJul 2025 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 E 42nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
CenturyLink
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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