Polk County property record for 2204 E 42nd St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,153 sqft · built 1972 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,000 (Jan 2014) |
| Tax Bill | $3,870 (2024) |
| Deeds & Mortgages | Aug 2023 Foreclosure Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7923-33-129-027 |
| Primary APN | 7923-33-129-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,153 sqft Living Area |
| Gross Area | 1,693 sqft |
| 1st Floor Area | 1,153 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,200 sqft (0.234 acres) |
| Lot Dimensions | 136 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Canopy | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2204 E 42ND ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 21 & S 25F LOT 22 SUNRISE PARK |
| Legal Range | 23W |
| Legal Township | 79N |
| Legal Section | 33 |
| Legal Subdivision | SUNRISE PARK |
| Legal Lot Number | 21,22 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 1900 |
2204 E 42nd St is owned and occupied by an individual who acquired it in August 2023.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2204 E 42ND ST, DES MOINES, IA 50317-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2023 | Legal Action/Court Order, Foreclosure · Conventional Mortgage BANKERS TRUST COMPANY NA |
| Jul 18, 2018 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2014 · Amount on File |
| Deed Sale | Jan 21, 2014 · Amount on File |
| Prior Sale | Jan 21, 2014 · Amount on File |
| Deed Document Number | 201400057664 |
| Deed Book / Page | 15087 / 0011 |
| Last Transfer Date | Aug 11, 2023 |
| Transfer Doc | 0000042853 |
| Record Updated | Jun 8, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 11, 2023 |
| Property Address | 2204 E 42ND ST, DES MOINES, IA 50317-2827 |
| Document Number | 0000042853 |
| Book / Page | 19567 / 726 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023-00042853 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2204 E 42ND ST, DES MOINES, IA 50317-2827 |
| Document Number | 0000042854 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023-00042854 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2204 E 42ND ST, DES MOINES, IA 50317-2827 |
| Document Number | 0000007713 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2204 E 42ND ST DES MOINES IA 503172827, DES MOINES, IA 50317-2827 |
| Document Number | 0000007713 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 017015/000752 |
| Instrument | 7713 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 26, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219,600 Land $32,500 Building $187,100 | $219,600 Land $32,500 Building $187,100 | |
| 2024 | $3,870.00 | ||
| 2023 | $192,800 (+25.28%) Land $28,000 Building $164,800 | $192,800 Land $28,000 Building $164,800 | |
| 2022 | $153,900 Land $23,300 Building $130,600 | ||
| 2021 | $153,900 Land $23,300 Building $130,600 | ||
| 2020 | $3,350.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2204 E 42nd St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1983–2025) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2204 E 42nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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