2205 E 38th St, Kearney, NE 68847 Property Records

Buffalo County property record for 2205 E 38th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,260 sqft · built 2022
Lot Size	0.137 acres (5,980 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2024)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60000923027391`

Property Details

APN / Parcel Number

Primary APN	`60000923027391`
Alternative APN	`600009230`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Total Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	996 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,980 sqft (0.137 acres)
Lot Dimensions	5,980 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	60000923027391
Street Address	2205 E 38TH ST
City	KEARNEY
State	NE
Zip	68847-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	MILLENNIAL ESTATES FOURTH ADD KY BLK 2 LOT 8
Legal Subdivision	MILLENNIAL ESTATES THIRD ADDITION
Legal Block	2
Legal Lot Number	8
Jurisdiction	BUFFALO NE
Township / Civil Division	10
Census Block Group	2
Census Block	2002
Census Tract	969300

Owner

2205 E 38th St is owned and occupied by an individual who bought it in April 2024.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2205 E 38TH ST, KEARNEY, NE 68847-8112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Mar 2, 2022 · Amount on File
Deed Document Number	20241619
Record Updated	Sep 20, 2026

April 2024: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	BUFFALO NE
Recording Date	Apr 25, 2024
Property Address	2205 E 38TH ST, KEARNEY, NE 68847-8112
Document Number	0202401619
Instrument Date	Apr 17, 2024
Instrument	2024-01619
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	NTK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401620
Date	Apr 25, 2024
Instrument	2024-01620

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	63 Months
Due	Jul 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2205 E 38th St was $4,235, down 10.3% from the year before.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,485 (+2.07%) Land $30,520 Building $305,965	$336,485 (+2.07%) Land $30,520 Building $305,965
2025	$4,235.00 (-10.31%)	$329,660 (+4.5%) Land $30,520 Building $299,140	$329,660 (+4.5%) Land $30,520 Building $299,140
2024	$4,722.00 (+159.88%)	$315,455 (+195.41%) Land $29,630 Building $285,825	$315,455 (+195.41%) Land $29,630 Building $285,825
2023	$1,817.00	$106,785 Land $29,630 Building $77,155	$106,785 Land $29,630 Building $77,155

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2205 E 38th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 E 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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