2203 E 38th St, Kearney, NE 68847 Property Records

Buffalo County property record for 2203 E 38th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,260 sqft · built 2022
Lot Size	0.137 acres (5,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Mar 2022)
Tax Bill	$4,273 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60000922927390`

Property Details

APN / Parcel Number

Primary APN	`60000922927390`
Alternative APN	`600009229`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Total Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,072 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,980 sqft (0.137 acres)
Lot Dimensions	5,980 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	60000922927390
Street Address	2203 E 38TH ST
City	KEARNEY
State	NE
Zip	68847-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	MILLENNIAL ESTATES FOURTH ADD KY BLK 2 LOT 7
Legal Subdivision	MILLENNIAL ESTATES FOURTH ADDITION
Legal Block	2
Legal Lot Number	7
Jurisdiction	BUFFALO NE
Township / Civil Division	10
Census Block Group	2
Census Block	2002
Census Tract	969300

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2203 E 38TH ST, KEARNEY, NE 68847-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK
Mar 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST NATIONAL BANK OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Feb 25, 2022 · Amount on Record
Deed Document Number	20221331
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	2203 E 38TH ST, KEARNEY, NE 68847-8112
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202205014
Date	Aug 23, 2022
Instrument	2022-05014

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	2203 E 38TH ST, KEARNEY, NE 68847-8112
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	NEW TITLE, NE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301200
Date	Mar 27, 2023
Instrument	2023-01200

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,390 (+2.04%) Land $30,520 Building $308,870	$339,390 (+2.04%) Land $30,520 Building $308,870
2025	$4,273.00 (-13.55%)	$332,615 (+14.51%) Land $30,520 Building $302,095	$332,615 (+14.51%) Land $30,520 Building $302,095
2023	$4,943.00	$290,480 Land $29,630 Building $260,850	$290,480 Land $29,630 Building $260,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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