Warren County property record for 2205 Cold Stream Dr, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,276 sqft · built 2021 |
| Lot Size | 0.162 acres (7,048 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $51,453 (May 2021) |
| Tax Bill | $6,805 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-192-005-0 |
| Primary APN | 05-21-192-005-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,276 sqft Living Area |
| Gross Area | 3,486 sqft |
| 1st Floor Area | 231 sqft |
| 2nd Floor Area | 1,137 sqft |
| Basement Area | 771 sqft |
| Finished Basement | 771 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 7,048 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 315237 |
|---|---|
| Street Address | 2205 COLD STREAM DR |
| City | DAYTON |
| State | OH |
| Zip | 45458-2994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIL.WN.CRK/BLVD.WNC9 LOT 706 |
| Legal Subdivision | VIL.WN.CRK/BLVD.WNC9 |
| Legal Block | 37 |
| Legal Lot Number | 706 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
2205 Cold Stream Dr is held in a trust since May 2021.
Source: Warren County records, as of August 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2205 COLD STREAM DR, DAYTON, OH 45458-2994 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 2, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| May 18, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on File |
| Deed Sale | May 18, 2021 · Amount on File |
| Deed Document Number | 202123286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 2205 COLD STREAM DR, DAYTON, OH 45458-2994 |
| Document Number | 0000017093 |
| Instrument Date | May 26, 2026 |
| Instrument | 202617093 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 2205 COLD STREAM DR, DAYTON, OH 45458-2994 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 2, 2021 |
| Property Address | 2205 COLD STREAM DR, DAYTON, OH 45458-2994 |
| Document Number | 0000040070 |
| Map Reference | MB 102 PG 35&36 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021-040070 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | NOT AVAILABLE, 1ST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2205 COLD STREAM DR, CENTERVILLE, OH 45458-2994 |
| Document Number | 0000040071 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021-040071 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 18, 2021 |
| Property Address | 2205 COLD STREAM DR, DAYTON, OH 45458-2994 |
| Document Number | 0000023286 |
| Map Reference | MB 102 PG 35&36 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021-023286 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2205 Cold Stream Dr was $6,805.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,805.00 | $147,630 Land $35,000 Building $112,630 | $421,790 Land $100,000 Building $321,790 |
| 2023 | $5,886.00 (+2.12%) Homeowner's exemption | $116,368 (-) Land $20,650 Building $95,718 | |
| 2022 | $5,764.00 Homeowner's exemption | $116,368 Land $20,650 Building $95,718 | $332,480 (-) Land $59,000 Building $273,480 |
| 2021 | $332,480 Land $59,000 Building $273,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2205 Cold Stream Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2205 Cold Stream Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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