2201 Cold Stream Dr, Dayton, OH 45458 Property Records

Warren County property record for 2201 Cold Stream Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,283 sqft · built 2021
Lot Size	0.162 acres (7,048 sqft)
Owner	Individual Name on File
Last Sale	$426,830 (Dec 2021)
Tax Bill	$7,719 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-21-192-004-0`

Property Details

APN / Parcel Number

Primary APN	`05-21-192-004-0`
Alternative APNs	`0521192004` `521192004` `0315238` `315238`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,283 sqft Living Area
Gross Area	3,483 sqft
1st Floor Area	220 sqft
2nd Floor Area	1,146 sqft
Basement Area	771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Frame
Lot Area	7,048 sqft (0.162 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	315238
Street Address	2201 COLD STREAM DR
City	DAYTON
State	OH
Zip	45458-2994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIL.WN.CRK/BLVD.WNC9 LOT 707
Legal Subdivision	VIL.WN.CRK/BLVD.WNC9
Legal Block	38
Legal Lot Number	707
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1000
Census Tract	30902

Owner

Source: Warren County records · APN 05-21-192-004-0

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2201 COLD STREAM DR, DAYTON, OH 45458-2994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Dec 17, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Aug 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	202156516
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	2201 COLD STREAM DR, DAYTON, OH 45458-2994
Transaction Type	Mortgage
Record Updated	Jul 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020246
Date	Jun 16, 2022
Instrument	2022-020246

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Amount	Amount Recorded

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Dec 17, 2021
Property Address	2201 COLD STREAM DR, DAYTON, OH 45458-2994
Document Number	0000056516
Map Reference	MB 102 PG 35&36
Instrument Date	Dec 07, 2021
Instrument	2021-056516
Transaction Type	Transfer
Record Updated	Jul 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2201 COLD STREAM DR, CENTERVILLE, OH 45458-2994

Mortgage

Document Number	0000056517
Date	Dec 17, 2021
Instrument	2021-056517

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 17, 2021
Property Address	2201 COLD STREAM DR, DAYTON, OH 45458-2994
Document Number	0000037404
Map Reference	MB 102 PG 35&36
Instrument Date	Aug 16, 2021
Instrument	2021-037404
Transaction Type	Transfer
Record Updated	Jul 03, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 BYERS RD, MIAMISBURG, OH 45342-3249
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Unified School District	Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,719.00 (+14.53%)	$167,500 (+25.68%) Land $35,000 Building $132,500	$478,580 (+25.68%) Land $100,000 Building $378,580
2023	$6,740.00 (+2.09%) Homeowner's exemption	$133,277 (-) Land $20,650 Building $112,627
2022	$6,602.00 Homeowner's exemption	$133,277 Land $20,650 Building $112,627	$380,790 (-) Land $59,000 Building $321,790
2021			$380,790 Land $59,000 Building $321,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), as of June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650309021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 245 locations within half a mile of this property.

Nearby Properties on Cold Stream Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures